The Vanguard Short-Term Treasury ETF (NYSE:VGSH) represents one of the more conservative segments of the market and a real sleep-well-at-night 'SWAN' type of investment. As risk-assets like stocks experience historic levels of volatility with serious concerns over the global economic outlook, investors should warm-up to the idea of capital preservation and low-risk fixed-income. We like VGSH as the short-term maturity and low-duration profile provides refugee in the current market environment. We think an allocation to VGSH can help reduce overall portfolio risk through diversification while still presenting a modest monthly income component with