VUSB: A Top Choice For Your Emergency Fund

2025-08-02 09:53:56 ET

A colleague recently asked me where I recommend keeping an emergency fund.

An easy answer might be a money market fund. There’s no share price to worry about, they offer same-day liquidity, and they're easy to access through most brokerage and retirement accounts. Right now, the better (non-promotional) funds are paying around 4.0–4.3%. That’s a decent return for a cash equivalent, but you can do better with minimal effort....

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