Better and Framework Ventures Announce Strategic Partnership to Enable Deployment of $500MM into Better via Sky's Stablecoin Ecosystem
MWN-AI** Summary
Better Home & Finance Holding Company (NASDAQ: BETR) has announced a strategic partnership with Framework Ventures aimed at deploying $500 million into Better through the Sky stablecoin ecosystem. This initiative positions Better as a "Star" within the Sky network, which pools capital across various sectors to generate yield and return earnings to its ecosystem. The integration will be facilitated through Obex, a Sky-focused incubator backed by a $2.5 billion commitment from Sky.
Framework Ventures co-founder Vance Spencer emphasized that this partnership could significantly boost Better's capacity for mortgage origination, potentially lowering mortgage rates for consumers over time. Better's innovative use of its AI platform, Tinman, contributes to its past success with over $110 billion in loan originations. The partnership offers an alternative funding source that improves efficiency while maintaining a stable balance sheet risk profile.
Vishal Garg, Founder and CEO of Better, highlighted the role of tokenization in unlocking efficiency and liquidity in the housing finance market, which remains one of the largest asset classes in the U.S. With this partnership, Better aims to leverage tokenized capital to reduce funding costs, aiming to lower mortgage rates to below 5% as they scale their operations towards $1 billion in monthly originations by 2026.
The collaboration comes amid a rapid increase in the adoption of tokenized assets, which McKinsey predicts could expand to a $2 trillion market by 2030. Both companies view real estate as a critical asset class ready for transformation through tokenization, positioning them at the forefront of decentralized finance innovations in home financing.
MWN-AI** Analysis
The recent announcement of Better Home & Finance Holding Company (NASDAQ: BETR) partnering with Framework Ventures to integrate into Sky's stablecoin ecosystem represents a pivotal moment in the evolving landscape of decentralized finance (DeFi). This strategic partnership, aimed at deploying $500 million in credit, positions Better as a key player—or “Star”—within Sky’s financial architecture, facilitating enhanced yield generation through the use of tokenized assets.
Investors should take note of Better's ambition to leverage its AI-driven Tinman platform for mortgage origination, potentially lowering consumer mortgage rates below 5% in an environment where traditional rates exceed 6%. This could mark a significant competitive advantage for Better, enhancing its appeal to homebuyers and enabling rapid scaling of operations—projecting a growth trajectory of originations from $500 million to $1 billion monthly by 2026.
Moreover, Framework's confidence in the tokenization of real-world assets, particularly the $12 trillion mortgage market in the U.S., underlines a progressive approach to harnessing liquidity and efficiency. By integrating with the Sky ecosystem and utilizing Obex, Better stands to attract diversified capital at favorable terms, potentially driving down funding costs and improving profit margins while passing savings directly to consumers.
For investors, this partnership could signal a valuable opportunity, as the tokenization trend accelerates across multiple asset classes. With McKinsey predicting vast expansions in the market for tokenized financial products, Better’s first-mover position in conforming mortgage tokens may provide substantial upside.
In conclusion, both existing shareholders and prospective investors should monitor Better closely for developments stemming from this partnership. Given the potential for competitive rates and operational scalability in the burgeoning DeFi space, Better may soon emerge as a key disruptor in the mortgage finance sector.
**MWN-AI Summary and Analysis is based on asking OpenAI to summarize and analyze this news release.
Better will join Sky as a “Star”, bringing a powerful new source of yield on-chain for the world’s third largest stablecoin.
Better Home & Finance Holding Company (NASDAQ: BETR), the AI-native mortgage and home equity finance company, and Framework Ventures, a leading SF-based venture capital firm with a background in the decentralized finance ecosystem, today announced they have agreed to launch a strategic partnership that aims to provide $500MM in credit via integration of Better into the Sky stablecoin ecosystem as the home finance “Star” within the Sky ecosystem. Sky allocates capital across various “Stars” spanning multiple sectors; these entities deploy the capital to generate yield and direct the resulting earnings back into the Sky ecosystem. Better intends to integrate into the Sky ecosystem through Obex , a Sky-focused incubator administered by Framework Ventures, and backed by a $2.5 billion commitment from Sky.
“We believe that Better’s integration into the Sky ecosystem could be a win for all parties: with this capital injection, we think Better will be able to rapidly scale origination and potentially lower mortgage rates for consumers in the long term. At the same time, bringing Better on as a Star would give the Sky stablecoin ecosystem a powerful and differentiated new source of yield,” said Vance Spencer, Co-Founder of Framework Ventures. “We view real-world assets as one of the most important frontiers in decentralized finance, and government-backed conforming mortgages are one of the largest real world asset classes in the world, comprising over $12 trillion in the United States alone. We were impressed by Better’s Tinman AI platform and its capability to originate mortgage and home equity assets, along with the company’s broader track record of originating more than $110 billion in loans.”
Better would retain full responsibility related to underwriting and loan origination. The Star would provide an alternative source of warehouse funding for Better, providing access to diversified capital on attractive terms that would improve funding efficiency and pass savings along to customers. Similar to traditional warehouse funding, the structure would be secured by originated assets and would not increase Better’s balance sheet risk profile.
“We believe tokenization has the potential to unlock efficiency and global liquidity in housing finance, one of the largest asset classes in the United States,” said Vishal Garg, Founder and CEO of Better. “We will be the first conforming mortgage originator to deploy tokenized capital to responsibly support mortgage assets at institutional scale, and in doing so lower funding costs for both Better and its Tinman AI platform partners, and their consumers by over 100 bps per year by integrating into the Sky Ecosystem. The full realization of our plan will translate into potentially sub 5% interest rates for Better’s customers when the rest of the industry is charging over 6%, in addition to significantly lowering the capital requirements for Better to finance its future growth plans as it scales from $500 mm per month to over $1 billion per month in originations in 2026. All this while providing token holders with yields well above current Stablecoin yield or rewards with superior credit risk. We’re just getting started.”
The adoption of tokenized financial assets has continued to accelerate across markets. Recent data shows that tokenized US treasury funds grew 80% to $7.4 billion in 2025 with funds run by BlackRock piloting tokenized products.¹ McKinsey estimates the market for tokenized mutual funds, bonds and exchange traded notes could grow to $2 trillion by 2030.² The companies believe home finance represents the next meaningful asset class to benefit from the evolution of tokenization from Treasuries into other Real World Assets.
Sources
¹ Source: Financial Times, “ Investors pile into tokenised Treasury funds ,” 2024
² Source: McKinsey & Company, “ From ripples to waves: The transformational power of tokenizing assets ,” 2025
Disclaimer
References in this press release to “Better,” the “Company,” “we,” “our,” or “us” refer to Better Home & Finance Holding Company and its consolidated subsidiaries, unless indicated otherwise. References to “Framework” refer to Framework Ventures and its consolidated subsidiaries, unless otherwise indicated.
About Better Home & Finance Holding Company
Better Home & Finance Holding Company (NASDAQ: BETR; BETRW) is the first AI-native mortgage and home equity finance platform, and first fintech to fund more than $100 billion in loan volume. Since 2016, Better has leveraged its industry-leading AI platform, Tinman®, to achieve a singular mission of making homeownership cheaper, faster, and easier for all Americans. Tinman® allows customers to see their rate options in seconds, get pre-approved in minutes, lock in rates, and close their loan in as little as three weeks. In addition, Betsy™, the first voice-based AI loan assistant built exclusively for the mortgage industry, revolutionizes the homebuying journey by delivering timely application status updates to consumers, answering questions, and moving their loan application along 24/7/365. Better’s mortgage offerings include GSE-conforming mortgage loans, FHA and VA loans, and jumbo mortgage loans. Better serves customers in all 50 US states and the United Kingdom.
For more information, follow @betterdotcom on Instagram and TikTok.
About Framework Ventures
Framework Ventures is a prominent SF-based VC firm known for its early investments in several multi-billion dollar protocols across the DeFi and blockchain industries. In 2022, the firm raised $400M for its third fund and has since significantly expanded into additional maturing verticals like AI, energy, stablecoins, tokenization, and more. To learn more, visit https://framework.ventures/ .
Forward-looking Statements
This press release contains certain forward-looking statements within the meaning of the Private Securities Litigation Reform Act of 1995. All statements in this press release that are not historical fact should be considered forward-looking statements, including, without limitation, statements and expectations regarding Better’s relationship with Framework, including the Token Facility and the other plans and intentions of Better and Framework described in this press release. In some cases, you can identify forward-looking statements by terminology such as “believe,” “may,” “will,” “estimate,” “potential,” “continue,” “anticipate,” “intend,” “expect,” “could,” “would,” “project,” “plan,” “target,” or the negatives of these terms or variations of them or similar terminology. Forward-looking statements are inherently subject to risks and uncertainties which could cause actual future events to differ materially from those expressed or implied by the forward-looking statements in this communication. These risks and uncertainties include those discussed in the section entitled “Risk Factors” in the Company’s Annual Report on Form 10-K for the year ended December 31, 2024, as any such factors may be updated from time to time in the Company’s other filings with the SEC, including without limitation, the Company’s Quarterly Report on Form 10-Q for the quarterly period ended September 30, 2025, which is available, free of charge, at the SEC’s website at www.sec.gov . New risks and uncertainties arise from time to time, and it is impossible for Better to predict these events or how they may affect us. You are cautioned not to place undue reliance upon any forward-looking statements, which speak only as of the date made. Better undertakes no obligation, except as required by law, to update or revise the forward-looking statements, whether as a result of new information, changes in expectations, future events or otherwise.
Disclosures: Information contained herein is accurate as of the date of publication and is subject to change. This release is not investment advice, and readers should not construe the discussion of any particular organization as a recommendation to purchase or sell or a solicitation of an offer to buy or sell any securities or digital assets related to such organization.
View source version on businesswire.com: https://www.businesswire.com/news/home/20260223677636/en/
Media Contact: comms@better.com
FAQ**
How does Better Home & Finance's potential integration into the Sky ecosystem influence the company's growth strategy, particularly regarding their plans for Better Home Warrant BETRW?
What specific benefits do Better Home & Finance and Sky anticipate from the partnership, and how might this impact investors holding Better Home Warrant BETRW?
In what ways does Better Home & Finance plan to leverage its Tinman AI platform within the Sky ecosystem to improve loan origination efficiency, particularly affecting Better Home Warrant BETRW?
Given the expected shift towards tokenization in real estate, how does Better Home & Finance's collaboration with Framework Ventures set the stage for new investment opportunities in Better Home Warrant BETRW?
**MWN-AI FAQ is based on asking OpenAI questions about Amplify Snack Brands Inc. (NASDAQ: BETR).
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