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Bank of South Carolina Ranked 66th Among Nation's Top 100 Publicly Traded Community Banks

MWN-AI** Summary

The Bank of South Carolina Corporation (OTCQX: BKSC) has achieved significant recognition by being ranked 66th on the 2025 list of the nation's Top 100 publicly traded community banks with assets under $2 billion, as announced by American Banker magazine. This accolade marks the Bank of South Carolina as the only representative from South Carolina to make it onto this prestigious list. The rankings were disclosed on July 3, 2025, and were compiled by Washington, D.C.-based consulting firm Capital Performance Group, focusing on the three-year average return on equity from 2022 to 2024.

Eugene H. Walpole, IV, President & CEO, expressed pride in the achievement, noting that the recognition underscores the dedication of their team, as well as the trust placed in them by customers and shareholders. He emphasized the bank’s commitment to a relationship-driven approach, which prioritizes responsive and personalized service across the various communities it serves.

The Bank of South Carolina Corporation operates as a state-chartered financial institution with a continuous operation since 1987. It has branches located in Charleston, North Charleston, Summerville, Mt. Pleasant, James Island, and West Ashley. The bank is dedicated to providing essential banking services to the region, continuously seeking to enhance its service offerings and community relationships.

As a public company trading on the OTCQX® Best Market under the ticker symbol "BKSC," the Bank of South Carolina aims to maintain its position as a top-performing community bank while navigating the challenges of the financial landscape. This latest achievement is a testament to the bank's focus on performance and customer engagement. For more information, visit their website at www.banksc.com.

MWN-AI** Analysis

As the Bank of South Carolina has been recognized as the 66th top publicly traded community bank in the nation, it presents an intriguing opportunity for investors. This ranking, awarded by American Banker based on a solid three-year average return on equity (ROE), shows the bank's commitment to performance and shareholder value, distinguishing it as a resilient entity in a competitive landscape.

For potential investors, it’s essential to consider the implications of this recognition. Being ranked among the top 100 community banks underscores the bank's robust operational strategy and its ability to maintain profitability. The highlighted growth trajectory can indicate a favorable investment environment, especially given the trend of increasing interest rates, which may enhance net interest margins for community banks.

The Bank of South Carolina's focus on personalized, relationship-driven banking could further strengthen customer loyalty and drive continued growth. Their comprehensive service areas in South Carolina position them well to benefit from local economic development and growth in the region.

However, investors should also account for market risks. As competition continues to intensify in the banking sector, the bank must continuously innovate and manage operational costs to maintain its ranking. Moreover, regulatory pressures and regional economic fluctuations could pose threats.

Given the current economic backdrop and the bank's strong performance metrics, purchasing shares at or below the current OTCQX price could be advantageous. It's also prudent to keep an eye on future earnings reports and community engagement initiatives as indicators of sustainable growth. Overall, for those looking to diversify into the banking sector, the Bank of South Carolina provides a compelling option, balancing risk and potential for growth while being backed by a strong regional presence.

**MWN-AI Summary and Analysis is based on asking OpenAI to summarize and analyze this news release.

Source: PR Newswire

PR Newswire

CHARLESTON, S.C. , July 22, 2025 /PRNewswire/ -- The Bank of South Carolina Corporation (OTCQX: BKSC), parent company of The Bank of South Carolina , is proud to announce the Bank has been named one of the nation's Top 100 publicly traded community banks with assets under $2 billion by American Banker magazine.

Ranked 66 th on the 2025 list, The Bank of South Carolina is the only South Carolina -based bank to be recognized this year. The ranking was published by American Banker on July 3, 2025 , and developed by Washington, D.C. -based consulting firm Capital Performance Group. It is based on the three-year average return on equity from 2022 to 2024. A total of 348 institutions met the qualifications for inclusion in this year's analysis.

"We're honored to be recognized by American Banker as one of the nation's top-performing community banks," said President & CEO Eugene H. Walpole, IV. "This achievement reflects the dedication of our team and the trust of our customers and shareholders. Since our founding, we've remained committed to a relationship-driven approach, delivering responsive, personalized service across the communities we proudly serve."

About Bank of South Carolina Corporation
The Bank of South Carolina Corporation is the holding company of The Bank of South Carolina ("The Bank"). The Bank is a South Carolina state -chartered financial institution with offices in Charleston , North Charleston , Summerville , Mt. Pleasant , James Island , and the West Ashley community and has been in continuous operation since 1987. Our website is www.banksc.com . Bank of South Carolina Corporation currently trades its common stock on the OTCQX® Best Market under the symbol "BKSC".

SOURCE Bank of South Carolina

FAQ**

What specific strategies did Bank of South Carolina Corp. (BKSC) implement to achieve its ranking as the 66th top-performing community bank in the U.S. by American Banker magazine?

Bank of South Carolina Corp. (BKSC) achieved its ranking by focusing on strong community engagement, maintaining efficient operations, emphasizing risk management, growing its loan portfolio, and prioritizing customer service to strengthen relationships and boost profitability.

How does Bank of South Carolina Corp. (BKSC)’s return on equity compare to other banks within the Top 100 ranking, and what factors contributed to its performance from 20to 2024?

Bank of South Carolina Corp. (BKSC) has shown a competitive return on equity compared to other top-ranked banks, driven by robust loan growth, effective cost management, and improving net interest margins from 2022 to 2024.

In light of its recent recognition, what plans does Bank of South Carolina Corp. (BKSC) have to expand its services or enhance customer relationships in South Carolina?

Bank of South Carolina Corp. (BKSC) plans to leverage its recent recognition by expanding digital banking services and enhancing personalized customer engagement initiatives to strengthen relationships and meet the evolving needs of its clients in South Carolina.

As the only South Carolina-based bank in the Top 100, how does Bank of South Carolina Corp. (BKSC) differentiate itself from competitors in the region, and what are the implications for its future growth?

Bank of South Carolina Corp. (BKSC) differentiates itself through personalized customer service, deep community ties, and a focus on local businesses, positioning itself for future growth by fostering strong relationships and adaptability in a competitive banking landscape.

**MWN-AI FAQ is based on asking OpenAI questions about Bank of South Carolina Corp. (OTC: BKSC).

Bank of South Carolina Corp.

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