ESQUIRE FINANCIAL HOLDINGS NAMED TO PIPER SANDLER 2025 BANK & THRIFT SM-ALL STARS

Esquire Financial Holdings, Inc. (NASDAQ: ESQ), the parent company of Esquire Bank, has been recognized as one of the Piper Sandler 2025 Bank & Thrift Sm-All Stars. This prestigious accolade positions Esquire among the top small-cap banks and thrifts within the United States, an achievement reserved for only 24 out of 316 publicly traded institutions. The ranking is based on outstanding performance in key financial areas including growth, profitability, credit quality, and balance sheet robustness.

To qualify as a Sm-All Star, banks must exceed industry medians across various critical metrics such as earnings, loan and deposit growth, return on equity, asset quality, and tangible capital levels. This recognition is a testament to Esquire's successful business model and its long-term strategy focused on disciplined growth and risk management. Andrew C. Sagliocca, the Vice Chairman and CEO of Esquire, expressed pride in this recognition for the third time in recent years, reaffirming the company's commitment to achieving superior performance for its stakeholders.

Esquire Financial Holdings operates from Jericho, New York, with additional offices in Los Angeles and Boca Raton, Florida. Its flagship, Esquire Bank, specializes in serving the financial needs of the litigation industry and small businesses nationwide, while also catering to commercial and retail customers in the New York metropolitan area. The bank is known for offering tailored financial solutions and innovative payment processing capabilities designed for its diverse clientele.

For those interested in learning more about Esquire Financial's services, further information can be found on their official website: www.esquirebank.com.

Esquire Financial Holdings, Inc. (NASDAQ: ESQ) has garnered significant recognition by being named to the Piper Sandler 2025 Bank & Thrift Sm-All Stars list, an honor reserved for the top-performing small-cap banks and thrifts in the United States. This accolade not only underlines Esquire’s robust growth trajectory and profitability but also highlights its strategic focus on high-quality service and effective risk management.

In a competitive financial landscape, being one of only 24 institutions to achieve this status out of 316 evaluated is a clear indicator of Esquire's operational excellence. The bank's proficient balance sheet, coupled with its disciplined approach to growth, positions it favorably amidst rising interest rates and economic uncertainties. Investors should view this recognition as a strong signal of management’s capability in driving sustainable performance.

Esquire Bank’s niche focus on the litigation industry and small businesses allows for specialized service offerings, providing a competitive edge that may yield substantial returns. The potential for continued growth in these markets remains high, especially with increasing demands for tailored financial solutions. Furthermore, the bank’s consistent appearance on the Sm-All Stars list enhances its credibility in attracting new clients and investors, which can bolster its market capitalization.

As Esquire Financial continues to perform above industry medians in key metrics such as return on equity and asset quality, it presents an attractive investment opportunity for those seeking exposure to the small-cap banking sector. Given its elite status and proven track record, analysts recommend considering ESQ shares as part of a diversified portfolio, particularly for investors looking for growth coupled with a solid risk management framework. Holding Esquire Financial can be seen as a strategic bet on both niche market strength and overall banking resilience in a dynamic economic climate.