FIRST NATIONAL FINANCIAL CORPORATION ANNOUNCES DECEMBER DIVIDEND INFORMATION

First National Financial Corporation has announced its quarterly dividend for the Class A Series 1 and Series 2 Preference Shares, applicable for the period covering October 1 to December 31, 2025. Shareholders can expect a dividend payment of $0.180938 per Series 1 Preference Share and $0.298118 per Series 2 Preference Share, which will be disbursed on January 15, 2026. The record date for these dividends is set for December 31, 2025, marking the cutoff for shareholders eligible to receive this payment.

Additionally, the dividend rate for the Class A Series 2 Preference Shares has been fixed at 4.288% for the subsequent period from January 1 to March 31, 2026, in line with the specific terms governing these shares. It's important to note that all dividends declared in December 2025 are classified as eligible dividends under the Canadian Income Tax Act, adding tax efficiency for shareholders in Canada.

First National Financial Corporation, traded on the Toronto Stock Exchange under the symbols FN.PR.A and FN.PR.B, operates as the parent company of First National Financial LP. The company is a prominent player in the Canadian mortgage market, specializing in the origination, underwriting, and servicing of both residential and commercial mortgages. With a portfolio exceeding $165 billion in mortgages under administration, First National ranks as one of Canada’s largest non-bank mortgage originators and is a leading entity in the mortgage broker distribution channel.

For further inquiries or information, Robert Inglis, the Chief Financial Officer, can be contacted at 416-593-1100 or via email at rob.inglis@firstnational.ca.

First National Financial Corporation (FN) has recently announced its quarterly dividends for its Class A Series 1 and Series 2 Preference Shares, which presents a significant opportunity for investors seeking income in the current economic environment. The declared dividends of $0.180938 per Series 1 and $0.298118 per Series 2 Preference Share, payable on January 15, 2026, reinforce FN's commitment to returning value to its shareholders.

With the Series 2's dividend rate set at 4.288% for Q1 2026, investors should consider the implications of this notice. The stable dividend yield offers a reliable income stream, especially in contrast to the volatility displayed across equity markets. Given the current interest rate environment, which may remain elevated longer than anticipated, FN's attractive yields can position it favorably in a diversified portfolio.

Additionally, as one of Canada's largest non-bank mortgage originators with over $165 billion in mortgages under administration, First National's robust market presence provides a solid foundation for its business model. The company's expertise in residential and commercial mortgages mitigates risks, making it a potential resilience play against economic downturns.

Investors should note that the dividends declared are deemed eligible dividends under the Income Tax Act, which may lead to favorable tax implications for Canadian investors. As we approach the end of the fiscal year, securing investments in dividend-paying stocks like FN may align well with wealth-building strategies, particularly for those looking to maximize after-tax income.

Overall, while market conditions warrant caution, First National Financial Corporation presents a compelling case for investment, particularly for income-focused investors. Monitoring future announcements regarding earnings and broader market trends will be essential to evaluate FN's ongoing performance and growth potential.