FIRST NATIONAL FINANCIAL CORPORATION ANNOUNCES SEPTEMBER DIVIDEND INFORMATION

First National Financial Corporation (TSX: FN) announced its dividend information for September 2025 on September 15. The company will distribute a monthly dividend of $0.208334 per common share, covering the period from September 1 to September 30, 2025. Shareholders of record at the close of business on September 29, 2025, will receive this dividend on October 15, 2025.

In addition to the common share dividend, First National also revealed the quarterly dividends for its preference shares. Holders of Class A Series 1 Preference Shares will receive a dividend of $0.180938, while those owning Class A Series 2 Preference Shares will receive a dividend of $0.297047. These dividends are also payable on October 15, 2025, to holders of record as of September 29, 2025. Notably, the dividend rate for the Class A Series 2 Preference Shares for the subsequent quarter, from October 1 to December 31, 2025, has been set at 4.731%, in line with the terms governing these shares.

First National Financial Corporation emphasizes that the dividends declared in September 2025 will qualify as eligible dividends under the Income Tax Act (Canada) and related provincial legislation unless indicated otherwise.

Operating predominantly in the residential and commercial mortgage sectors, First National is a major player in the Canadian mortgage market, managing nearly $160 billion in mortgages. As one of Canada's leading non-bank mortgage originators and underwriters, the company ranks among the top three in market share within the mortgage broker distribution channel.

For more information, individuals can visit the company’s website at www.firstnational.ca.

**Market Analysis and Advice on First National Financial Corporation (TSX: FN)**

First National Financial Corporation (FN) has recently announced its monthly and quarterly dividend payments, reflecting its ongoing commitment to returning value to shareholders. For September 2025, FN will pay a monthly dividend of $0.208334 per common share, along with dividend payouts for its Class A Series 1 and Series 2 Preference Shares. This decision demonstrates FN's resilient financial health and strategic operational management in a challenging economic environment.

Investors should take note of several key factors when considering FN as part of their portfolios. The consistency of dividend payments signals strong cash flow management and profitability—a positive indicator for both income-focused and growth-oriented investors. Specifically, the dividend yield offers a competitive return compared to many other investments in the current low-interest-rate landscape.

Furthermore, FN's market position is notable. With nearly $160 billion in mortgages under administration, it ranks as one of Canada's largest non-bank mortgage originators and underwriters. This substantial market presence could buffer FN against cyclical downturns in the real estate sector. Additionally, the recent establishment of a 4.731% dividend rate for its Series 2 Preference Shares enhances its attractiveness for fixed-income investors seeking stability.

However, potential investors should remain cognizant of the broader economic factors affecting the mortgage market, such as interest rate fluctuations and housing market dynamics. An increase in interest rates might lead to a contraction in mortgage originations, impacting FN’s future revenue and profitability.

In conclusion, FN represents a compelling choice for investors seeking dividend income and exposure to the Canadian mortgage market. Given its robust dividend history and strategic positioning, maintaining a position in FN or considering entry at current levels may yield favorable returns in both the short and long term. As always, investors should tailor their decisions to their overall risk profiles and investment goals.