Fulton Financial Corporation (FULT) Q4 2024 Earnings Call Transcript

2025-01-22 19:11:28 ET

Fulton Financial Corporation (FULT)

Q4 2024 Earnings Conference Call

January 22, 2025, 10:00 AM ET

Company Participants

Matt Jozwiak - Director of IR

Curtis Myers - Chairman and CEO

Richard Kraemer - CFO

Conference Call Participants

Danny Tamayo - Raymond James

Andrew Leischner - KBW

David Bishop - Hovde Group

Matthew Breese - Stephens

Frank Schiraldi - Piper Sandler

Manuel Navas - D.A. Davidson

Presentation

Operator

Good day, and thank you for standing by. Welcome to the Fulton Financial Fourth Quarter 2024 Results Call. [Operator Instructions] Please be advised that today's conference is being recorded.

I would now like to hand the conference over to your speaker today, Matt Jozwiak, Director of Investor Relations. Please go ahead.

Matt Jozwiak

Good morning, and thanks for joining us for Fulton Financial's conference call and webcast to discuss our earnings for the fourth quarter and year ended December 31, 2024. Your host for today's conference call is Curt Myers, Chairman and Chief Executive Officer. Joining Curt is Rick Kraemer, Chief Financial Officer.

Our comments today will refer to the financial information and related slide presentation included with our earnings announcement, which we released yesterday afternoon. These documents can be found on our website at fult.com by clicking on Investor Relations and then on News. The slides can also be found on the Presentations page under Investor Relations on our website.

On this call, representatives of Fulton may make forward-looking statements with respect to Fulton's financial condition, results of operations and business. These statements are not guarantees of future performance and are subject to risks, uncertainties and other factors, and actual results could differ materially. Please refer to the safe harbor statement on forward-looking statements in our earnings release and on Slide 2 of today's presentation for additional information on these risks uncertainties and other factors. Fulton undertakes no obligation, other than as required by law, to update or revise any forward-looking statements....

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