MARKET WIRE NEWS

Bank OZK Announces Date for Third Quarter 2025 Earnings Release and Conference Call

MWN-AI** Summary

Bank OZK, headquartered in Little Rock, Arkansas, has announced that it will be releasing its financial results for the third quarter of 2025 after market close on October 16, 2025. The earnings press release and financial supplement will be accessible on the Bank's investor relations website, providing detailed insights into its performance for the quarter.

Following the release of the earnings report, Bank OZK's management will host a conference call at 7:30 a.m. Central Time (8:30 a.m. Eastern Time) on October 17, 2025. This call will offer investors and analysts the opportunity to ask questions directly to the management team. Stakeholders can participate in the call via a live webcast available on the investor relations platform or by phone, with registration required to obtain a dial-in number and unique PIN for access.

Bank OZK has established itself as a prominent regional bank since its inception in 1903. It operates over 250 branches across nine states, including Arkansas, Georgia, and California, and as of June 30, 2025, the Bank holds $41.5 billion in total assets. The institution is known for its commitment to delivering innovative financial solutions, backed by a team of experienced bankers dedicated to excellence.

For those interested in the upcoming earnings release, detailed information and the ability to participate in the conference call are available through Bank OZK's investor relations website. A replay of the conference call will be archived online for 30 days post-event. For further inquiries, investors can reach out to the provided contacts for investor and media relations.

MWN-AI** Analysis

Bank OZK's upcoming earnings release scheduled for October 16, 2025, represents a significant opportunity for investors and analysts to gauge the financial health and strategy execution of this regional bank. As the market braces for the announcement, several factors warrant consideration for those contemplating a position in Bank OZK shares.

Firstly, investors should analyze past performance trends leading into this quarter. With total assets reported at $41.5 billion as of June 30, 2025, understanding how the bank has managed growth and profitability amid prevailing economic conditions is crucial. Key metrics to look for in the earnings release include net interest margin, loan growth, and credit quality, particularly given potential interest rate fluctuations and economic pressures.

Furthermore, the conference call following the earnings announcement will provide critical insights directly from management. It’s an opportune moment to capture forward-looking statements concerning economic outlooks, strategies for expansion, and risk management practices. Investors should pay close attention to any commentary around loan demand in specific regions where Bank OZK operates, as this could indicate future revenue streams.

In the broader market context, consider the regional banking sector's performance as a whole. Factors such as interest rate movements by the Federal Reserve, regulatory changes, and local economic conditions will all play a role in shaping Bank OZK's future performance.

Lastly, investor sentiment around regional banks can fluctuate based on macroeconomic indicators; hence, monitoring these, along with competitors’ performances, will be vital post-announcement.

In summary, as we approach the earnings release, investors should prepare by reviewing past performance, closely following the upcoming earnings announcement and conference call, and continuously assessing the broader economic landscape to make informed investment decisions in Bank OZK.

**MWN-AI Summary and Analysis is based on asking OpenAI to summarize and analyze this news release.

Source: GlobeNewswire

LITTLE ROCK, Ark., Sept. 30, 2025 (GLOBE NEWSWIRE) -- Bank OZK (the “Bank”) (Nasdaq: OZK) expects to report its third quarter 2025 earnings after the market closes on Thursday, October 16, 2025. Management’s comments on the third quarter of 2025 will be released simultaneously with the earnings press release and financial supplement which will be available on the Bank’s investor relations website .

Management will conduct a conference call to take questions at 7:30 a.m. CT (8:30 a.m. ET) on Friday, October 17, 2025. Interested parties may access the conference call live via webcast on the Bank’s investor relations website , or may participate via telephone by registering using this online form . Upon registration, all telephone participants will receive the dial-in number along with a unique PIN number that can be used to access the call. A replay of the conference call webcast will be archived on the Bank's website for at least 30 days.

GENERAL INFORMATION
Bank OZK (Nasdaq: OZK) is a regional bank providing innovative financial solutions delivered by expert bankers with a relentless pursuit of excellence. Established in 1903, Bank OZK conducts banking operations in over 250 offices in nine states including Arkansas, Georgia, Florida, North Carolina, Texas, Tennessee, New York, California and Mississippi and had $41.5 billion in total assets as of June 30, 2025. For more information, visit ozk.com .


Investor Relations Contact: Jay Staley (501) 906-7842Media Contact:Michelle Rossow (501) 906-3922

FAQ**

What insights can management share regarding the performance and strategic outlook for the Bank OZK 4.625% Series A Non-Cumulative Perpetual Preferred Stock OZKAP during the upcoming third quarter of 2025?

Management can provide insights on Bank OZK's strategic initiatives, expected performance metrics, interest rate environment impact, and potential growth opportunities influencing the 4.625% Series A Preferred Stock (OZKAP) in Q3 2025.

How does Bank OZK plan to utilize its total assets of $41.5 billion to optimize returns for shareholders, specifically regarding the Bank OZK 4.625% Series A Non-Cumulative Perpetual Preferred Stock OZKAP?

Bank OZK plans to optimize returns for shareholders by strategically leveraging its $41.5 billion in total assets to enhance profitability and financial stability, which will support its ability to maintain dividends on the 4.625% Series A Non-Cumulative Perpetual Preferred Stock OZKAP.

Can management provide updates on any initiatives or partnerships that might positively impact the Bank OZK 4.625% Series A Non-Cumulative Perpetual Preferred Stock OZKAP in the future?

Management has not disclosed specific updates on initiatives or partnerships that could positively affect the Bank OZK 4.625% Series A Non-Cumulative Perpetual Preferred Stock (OZKAP), but any future developments may be communicated in upcoming earnings calls or press releases.

What challenges does Bank OZK foresee in the third quarter that could affect the performance of the Bank OZK 4.625% Series A Non-Cumulative Perpetual Preferred Stock OZKAP and how are they planning to address these challenges?

Bank OZK anticipates economic uncertainties and interest rate fluctuations could impact performance in Q3, and plans to address these challenges by focusing on strengthening its capital base and enhancing risk management strategies.

**MWN-AI FAQ is based on asking OpenAI questions about Bank OZK 4.625% Series A Non-Cumulative Perpetual Preferred Stock (NASDAQ: OZKAP).

Bank OZK 4.625% Series A Non-Cumulative Perpetual Preferred Stock

NASDAQ: OZKAP

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OZKAP Stock Data

$5,853,188,408
105,556,011
N/A
221
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Banking
Finance
US
Little Rock

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