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United Community Banks, Inc. Announces Date for Fourth Quarter 2025 Earnings Release and Conference Call

MWN-AI** Summary

United Community Banks, Inc. (NYSE: UCB) has announced its schedule for the release of its fourth quarter 2025 financial results, which will take place on January 14, 2026, before the market opens. In conjunction with the earnings report, the bank will host a conference call at 9:00 a.m. EST on the same day to discuss its financial performance, business developments, and future outlook. Interested participants can pre-register for the call via a designated link or dial in directly if they are unable to access the internet. The call will also be available via webcast through the “Events and Presentations” section of the company’s Investor Relations page on its website, ucbi.com.

United Community Banks, Inc. is recognized as a leading financial institution, ranked among the top 100 in the U.S., with a strong commitment to enhancing community welfare and customer financial health. As of September 30, 2025, the bank reported assets of $28.1 billion and operates 199 offices throughout Alabama, Florida, Georgia, North Carolina, South Carolina, and Tennessee. The company offers a comprehensive suite of banking, mortgage, and wealth management services, and is noted for its national SBA lending franchise and equipment finance subsidiary.

United Community has received numerous accolades, including a record 11 J.D. Power awards for customer satisfaction among Southeast consumer banks and recognition as the most trusted bank in the region for 2025. The bank has also been honored as one of the “Best Banks to Work For” by American Banker for nine consecutive years and has consistently ranked in Forbes’ lists of the World’s Best and America’s Best Banks, highlighting its commitment to excellence in the banking sector. For further inquiries, Elizabeth Boggess, Head of Investor Relations, can be contacted directly.

MWN-AI** Analysis

United Community Banks, Inc. (NYSE: UCB) is gearing up for its fourth quarter 2025 earnings release, set for January 14, 2026. As a notable player in the southeastern banking sector with a robust asset base of $28.1 billion, UCB has been recognized for its commitment to customer satisfaction and community engagement. Given its recent accolades and operational footprint across several states, investors should watch closely as the company prepares to present its financial results and outlook during the upcoming conference call.

The timing of the earnings release, before market hours, is strategically advantageous, allowing investors to assess the company's performance without leaning on post-market volatility. This transparency can bolster investor confidence, especially given UCB's track record of customer satisfaction and its recognition from industry publications like Forbes and American Banker.

From an analytical standpoint, it will be essential to evaluate key performance metrics, including net interest margins, loan growth, and operational efficiency ratio presented in the earnings. A positive performance in these areas could indicate a healthy growth trajectory, especially as UCB has also established a strong presence in SBA lending and equipment finance, diversifying its revenue streams.

Moreover, the recognition of UCB as a leading institution in customer satisfaction is a crucial aspect that could shield it from competitive pressures in the banking landscape. Investors may want to compare UCB's performance against peer institutions, paying attention to market reactions from analysts during the conference call.

In the lead-up to the earnings announcement, potential investors should consider their positions cautiously, analyzing market trends and broader economic indicators, particularly interest rates and regulatory policies that affect the banking sector. Overall, UCB remains a compelling institution for investors seeking stability in the financial services market.

**MWN-AI Summary and Analysis is based on asking OpenAI to summarize and analyze this news release.

Source: GlobeNewswire

GREENVILLE, S.C., Dec. 22, 2025 (GLOBE NEWSWIRE) -- United Community Banks, Inc. (NYSE: UCB) announces it will release its fourth quarter 2025 financial results on Wednesday, January 14, 2026, before the stock market opens. The company also will hold a conference call at 9:00 a.m. EST on Wednesday, January 14, 2026, to discuss its financial results, business highlights, and outlook.

Participants can pre-register for the conference call by navigating to https://dpregister.com/sreg/10205112/1008d91b050. Those without internet access or unable to pre-register may dial in by calling 1-844-676-1337. The conference call also will be webcast and can be accessed by selecting “Events and Presentations” under “News and Events” within the Investor Relations section of the company's website, ucbi.com.

About United Community Banks, Inc.

United Community Banks, Inc. (NYSE: UCB) is the financial holding company for United Community, a top 100 U.S. financial institution committed to building stronger communities and improving the financial health and well-being of its customers. United Community offers a full range of banking, mortgage and wealth management services. As of September 30, 2025, United Community Banks, Inc. had $28.1 billion in assets and operated 199 offices across Alabama, Florida, Georgia, North Carolina, South Carolina and Tennessee. The company also manages a nationally recognized SBA lending franchise and a national equipment finance subsidiary, extending its reach to businesses across the country. United Community is an 11-time winner of J.D. Power’s award for highest customer satisfaction among consumer banks in the Southeast and was named the most trusted bank in the region in 2025. The company has also been recognized nine consecutive years by American Banker as one of the “Best Banks to Work For.” In commercial banking, United Community earned five 2025 Greenwich Best Brand awards, including national honors for middle market satisfaction. Forbes has consistently named United Community among the World’s Best and America’s Best Banks. Learn more at ucbi.com.

For more information:        

Elizabeth Boggess
Head of Investor Relations
(864) 241-8705
Investor_Relations@ucbi.com


FAQ**

What key financial metrics should we expect from United Community Banks Inc. (UCB) in their fourth quarter 2025 results, given their recent growth in assets and offices?

In their fourth quarter 2025 results, expect United Community Banks Inc. (UCB) to report key financial metrics including increased earnings per share, a rise in net interest margin, improved return on assets, and growth in total loans and deposits reflecting their expanded footprint.

How does United Community Banks Inc. (UCB) plan to sustain its reputation as one of the "Best Banks to Work For" amid a competitive banking landscape?

United Community Banks Inc. (UCB) plans to sustain its reputation as one of the "Best Banks to Work For" through a strong focus on employee engagement, career development, competitive compensation, and fostering a positive workplace culture amid the competitive banking landscape.

With United Community Banks Inc. (UCB) being recognized for customer satisfaction, what strategies will they highlight during the January 14, 2026, conference call to maintain this position?

During the January 14, 2026, conference call, United Community Banks Inc. (UCB) will likely highlight strategies focusing on personalized customer experiences, enhanced digital banking solutions, community engagement initiatives, and ongoing employee training to sustain high satisfaction levels.

What insights will United Community Banks Inc. (UCB) provide regarding their outlook for 2026, particularly in their SBA lending and equipment finance services, during the upcoming financial results announcement?

United Community Banks Inc. (UCB) is expected to share a cautiously optimistic outlook for 2026, highlighting growth in their SBA lending and equipment finance services, driven by enhanced market conditions and strategic initiatives during the upcoming financial results announcement.

4. What strategic plans does United Community Banks Inc. (UCBI) have in place for 2026 to capitalize on its existing awards and recognition in the banking sector?

United Community Banks Inc. (UCBI) aims to leverage its awards and recognition by enhancing customer experience, expanding digital offerings, and pursuing targeted acquisitions to strengthen its market position and drive sustainable growth by 2026.

**MWN-AI FAQ is based on asking OpenAI questions about United Community Banks Inc. (NASDAQ: UCBI).

United Community Banks Inc.

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