DFS - Credit card delinquencies charge-offs cointinue to climb in December
2024-01-28 16:13:00 ET
| 2023 |
| bps change, Dec. 2023 to Dec. 2019 |
| Company |
| Ticker |
| Type |
| Dec. |
| Nov. |
| Oct. |
| 3-month average |
| Dec. 2019 |
| delinquency |
| 4.61% |
| 4.55% |
| 4.48% |
| 4.55% |
| 3.93% |
| 68 |
| charge-off |
| 5.78% |
| 5.19% |
| 5.08% |
| 5.35% |
| 4.43% |
| 135 |
| delinquency |
| 1.40% |
| 1.40% |
| 1.30% |
| 1.37% |
| 1.60% |
| -20 |
| charge-off |
| 2.50% |
| 1.70% |
| 1.90% |
| 2.03% |
| 2.40% |
| 10 |
| delinquency |
| 1.00% |
| 0.99% |
| 0.98% |
| 0.99% |
| 1.17% |
| -17 |
| charge-off |
| 1.69% |
| 1.75% |
| 1.65% |
| 1.70% |
| 2.20% |
| -51 |
| NYSE: SYF |
| delinquency |
| 4.70% |
| 4.70% |
| 4.60% |
| 4.67% |
| 4.60% |
| 10 |
| adjusted charge-off |
| 5.60% |
| 5.60% |
| 5.60% |
| 5.60% |
| 4.90% |
| 70 |
| delinquency |
| 6.50% |
| 6.50% |
| 6.50% |
| 6.50% |
| 5.80% |
| 70 |
| charge-off |
| 8.20% |
| 7.90% |
| 8.00% |
| 8.03% |
| 6.10% |
| 210 |
| delinquency |
| 1.45% |
| 1.47% |
| 1.39% |
| 1.44% |
| 1.56% |
| -11 |
| charge-off |
| 2.34% |
| 2.21% |
| 2.07% |
| 2.21% |
| 2.77% |
| -43 |
| delinquency |
| 1.42% |
| 1.41% |
| 1.37% |
| 1.40% |
| 1.60% |
| -18 |
| charge-off |
| 2.27% |
| 2.24% |
| 2.06% |
| 2.19% |
| 2.54% |
| -27 |
| Avg. delinquency |
| 3.01% |
| 3.00% |
| 2.95% |
| 2.99% |
| 2.89% |
| 12 |
| Avg.charge-off |
| 4.05% |
| 3.32% |
| 3.77% |
| 3.71% |
| 3.17% |
| 88 |
| Avg. delinquency ex-BFH |
| 2.43% |
| 2.42% |
| 2.53% |
| 2.46% |
| 2.41% |
| 2 |
| Avg. charge-off ex-BFH |
| 3.36% |
| 3.12% |
| 3.25% |
| 3.24% |
| 3.21% |
| 15 |