2024-01-28 16:13:00 ET
2023 | bps change, Dec. 2023 to Dec. 2019 | |||||||
Company | Ticker | Type | Dec. | Nov. | Oct. | 3-month average | Dec. 2019 | |
delinquency | 4.61% | 4.55% | 4.48% | 4.55% | 3.93% | 68 | ||
charge-off | 5.78% | 5.19% | 5.08% | 5.35% | 4.43% | 135 | ||
delinquency | 1.40% | 1.40% | 1.30% | 1.37% | 1.60% | -20 | ||
charge-off | 2.50% | 1.70% | 1.90% | 2.03% | 2.40% | 10 | ||
delinquency | 1.00% | 0.99% | 0.98% | 0.99% | 1.17% | -17 | ||
charge-off | 1.69% | 1.75% | 1.65% | 1.70% | 2.20% | -51 | ||
NYSE: SYF | delinquency | 4.70% | 4.70% | 4.60% | 4.67% | 4.60% | 10 | |
adjusted charge-off | 5.60% | 5.60% | 5.60% | 5.60% | 4.90% | 70 | ||
delinquency | 6.50% | 6.50% | 6.50% | 6.50% | 5.80% | 70 | ||
charge-off | 8.20% | 7.90% | 8.00% | 8.03% | 6.10% | 210 | ||
delinquency | 1.45% | 1.47% | 1.39% | 1.44% | 1.56% | -11 | ||
charge-off | 2.34% | 2.21% | 2.07% | 2.21% | 2.77% | -43 | ||
delinquency | 1.42% | 1.41% | 1.37% | 1.40% | 1.60% | -18 | ||
charge-off | 2.27% | 2.24% | 2.06% | 2.19% | 2.54% | -27 | ||
Avg. delinquency | 3.01% | 3.00% | 2.95% | 2.99% | 2.89% | 12 | ||
Avg.charge-off | 4.05% | 3.32% | 3.77% | 3.71% | 3.17% | 88 | ||
Avg. delinquency ex-BFH | 2.43% | 2.42% | 2.53% | 2.46% | 2.41% | 2 | ||
Avg. charge-off ex-BFH | 3.36% | 3.12% | 3.25% | 3.24% | 3.21% | 15 |
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Credit card delinquencies, charge-offs cointinue to climb in December