FFWM - First Foundation Inc. (FFWM) Q4 2023 Earnings Call Transcript
2024-01-25 20:35:05 ET
First Foundation Inc. (FFWM)
Q4 2023 Earnings Conference Call
January 25, 2024 11:00 AM ET
Company Participants
Conference Call Participants
Presentation
Operator
Greetings, and welcome to the First Foundation's Fourth Quarter 2023 Earnings Conference Call. Today's call is being recorded. Speaking today will be Scott Kavanaugh, First Foundation's President and Chief Executive Officer; James Britton, First Foundation's Chief Financial Officer; and Chris Naghibi, Chief Operating Officer.
Before I hand the call over to Scott, please note that management will make certain predictive statements during today's call that reflect their current views and expectations about the Company's performance and financial results. These forward-looking statements are made subject to the safe harbor statement included in today's earnings release.
In addition, some of the discussion may include non-GAAP financial measures. For a more complete discussion of the risks and uncertainties that could cause actual results to differ materially from any forward-looking statements and reconciliations of non-GAAP financial measures, please see the Company's filings with the Securities and Exchange Commission.
And now, I would like to turn the call over to President and CEO, Scott Kavanaugh. Please go ahead.
Scott Kavanaugh
Good morning, and welcome. Thank you for joining us for today's fourth quarter 2023 earnings call. Although the entire banking industry faced substantial headwinds throughout 2023, I am extremely proud of the herculean efforts our entire First Foundation team put forth to work together and make the Company stronger. As I look forward into 2024, I am optimistic that the efforts put forth will continue to improve the loan-to-deposit ratio, increase the overall loan yield and improve the sensitivity of the loan portfolio to changing rates....
First Foundation Inc. (FFWM) Q4 2023 Earnings Call Transcript