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A colleague recently asked me where I recommend keeping an emergency fund.
An easy answer might be a money market fund. There’s no share price to worry about, they offer same-day liquidity, and they're easy to access through most brokerage and retirement accounts. Right now, the better (non-promotional) funds are paying around 4.0–4.3%. That’s a decent return for a cash equivalent, but you can do better with minimal effort....