- The loan portfolio will likely return to normal growth this year, partly due to the economic trends in Hawaii.
- The balance sheet is moderately sensitive to interest rate changes thanks to sticky deposits and despite a high proportion of fixed-rate loans.
- Due to higher loan additions this year relative to last year, the provisioning will increase year-over-year.
- The December 2022 target price suggests a small downside from the current market price. Further, BOH is offering a decent dividend yield.
For further details see:
Bank Of Hawaii: Higher Provisioning To Drive An Earnings Dip