It’s been a wild ride for Bank OZK (OZK) (formerly Bank of the Ozarks), as this CRE and construction lending specialist has seen two quarters were almost everything went wrong (the third quarter) and then almost everything went right (the fourth quarter). The exceptionally strong fourth quarter results, and the quick about-face on the Street the sent the shares shooting higher, has largely closed the gap created by the third quarter sell-off, but the shares have still significantly lagged the major regional bank indices over the last six and 12 months.
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