Community Bank System, Inc. (CBU)
Q4 2018 Earnings Conference Call
January 23, 2019, 11:00 ET
Company Participants
Mark Tryniski - CEO, President & Director
Joseph Sutaris - EVP & CFO
Conference Call Participants
Alexander Twerdahl - Sandler O'Neill + Partners
Russell Gunther - D.A. Davidson & Co.
Collyn Gilbert - KBW
Matthew Breese - Piper Jaffray Companies
Erik Zwick - Boenning and Scattergood
Presentation
Operator
Welcome to the Community Bank System Fourth Quarter 2018 Earnings Conference Call.
Please note that this presentation contains forward-looking statements within the provisions of the Private Security Litigation Reform Act