- CWBC owns a Californian nationally chartered community bank specialized in relationship banking and commercial real estate lending.
- The bank has shown sustained growth during the past decade, closing FY21 with record net income of $13 million.
- CWBC is not heavily positioned in non-banking activities like trading and therefore will not suffer as much in a context of increasing rates.
- According to the FDIC, community banks have shown less losses from bad loans during economic downturns.
For further details see:
Community West Bancshares Is Ready To Grow With Higher Rates