2024-05-20 16:48:53 ET
2024 | 2023 | 2019 | bps change, April '19 to April '24 | ||||||
Company | Ticker | Type | April | March | Feb. | 3-month average | April | April | |
delinquency | 4.23% | 4.48% | 4.72% | 4.48% | 3.57% | 3.42% | 81 | ||
charge-off | 6.07% | 6.15% | 5.95% | 6.06% | 4.26% | 5.15% | 92 | ||
NYSE: AXP | delinquency | 1.40% | 1.40% | 1.50% | 1.43% | 1.10% | 1.40% | 0 | |
charge-off | 2.50% | 2.30% | 2.40% | 2.40% | 1.50% | 2.40% | 10 | ||
delinquency | 0.81% | 0.79% | 0.80% | 0.80% | 0.87% | 1.18% | -37 | ||
charge-off | 1.48% | 1.49% | 1.58% | 1.52% | 1.58% | 2.51% | -103 | ||
delinquency | 4.60% | 4.70% | 5.00% | 4.77% | 3.70% | 4.10% | 50 | ||
adjusted charge-off | 6.70% | 6.40% | 6.50% | 6.53% | 4.70% | 6.50% | 20 | ||
delinquency | 3.72% | 3.83% | 4.01% | 3.85% | 2.75% | 2.38% | 134 | ||
charge-off | 5.60% | 5.90% | 5.86% | 5.79% | 3.56% | 3.46% | 214 | ||
delinquency | 6.00% | 6.20% | 6.70% | 6.30% | 5.50% | 4.90% | 110 | ||
charge-off | 8.60% | 8.80% | 8.90% | 8.77% | 7.80% | 6.40% | 220 | ||
NYSE: C | delinquency | 1.44% | 1.47% | 1.49% | 1.47% | 1.14% | 1.61% | -17 | |
charge-off | 2.80% | 2.90% | 2.27% | 2.66% | 1.99% | 3.15% | -35 | ||
NYSE: BAC | delinquency | 1.39% | 1.41% | 1.39% | 1.40% | 1.17% | 1.62% | -23 | |
charge-off | 2.80% | 2.46% | 2.05% | 2.44% | 1.89% | 2.83% | -33 | ||
Avg. delinquency | 2.95% | 3.04% | 3.20% | 3.06% | 2.48% | 2.58% | 69 | ||
Avg.charge-off | 4.57% | 4.55% | 4.44% | 4.52% | 3.41% | 4.05% | 16 | ||
Avg. delinquency ex-BFH | 2.51% | 2.58% | 2.70% | 2.60% | 2.04% | 2.24% | 27 | ||
Avg. charge-off ex-BFH | 3.99% | 3.94% | 3.80% | 3.91% | 2.78% | 3.71% | 24 |
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Credit card delinquency rates fall in April, net charge-offs stay stable