Employers Holdings (EIG) is a workers' compensation insurance provider with a focus on small businesses. The company has been a consistent performer thanks to conservative underwriting principles and investments that demonstrate an aversion to risk. The employment insurance industry is currently in an interesting stage of its cycle. On one hand, the unemployment rate is at record lows which would generally be a big positive for companies like Employers Holdings. On the other hand, competition is as fierce as ever and interest rates are still low from a historical perspective. Some companies are