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F.N.B. Corporation Schedules Third Quarter 2025 Earnings Report and Conference Call

MWN-AI** Summary

F.N.B. Corporation (NYSE: FNB) has announced the upcoming release of its financial results for the third quarter of 2025, scheduled for October 16, 2025, after market close. Key executives, including Chairman, President, and CEO Vincent J. Delie, Jr., CFO Vincent J. Calabrese, Jr., and Chief Credit Officer Gary L. Guerrieri, will host a conference call on October 17, 2025, at 8:30 AM ET to discuss the financial outcomes with investors and analysts.

For those interested in tuning into the conference call, a live listen-only webcast will be accessible via the Investor Relations section of F.N.B.'s website (www.fnbcorporation.com). The webcast will open approximately 30 minutes before the call begins. Participants wishing to engage in the Q&A portion can dial in using specific numbers for domestic and international callers. Pre-registration will allow immediate access to the conference without going through a live operator, streamlining the process for those who sign up in advance.

Post-call, a replay of the discussion will be available on the corporation's website, ensuring that stakeholders can review the insights shared during the call.

F.N.B. Corporation operates as a diversified financial services company, providing a range of banking and wealth management solutions across seven states and the District of Columbia, with total assets nearing $50 billion. The company operates approximately 350 banking offices and offers services through its largest affiliate, First National Bank of Pennsylvania, which has a long-standing history dating back to 1864. F.N.B. Corporation is also included in the S&P MidCap 400 Index, reflecting its prominent position in the regional banking sector.

MWN-AI** Analysis

As F.N.B. Corporation (NYSE: FNB) prepares to release its third-quarter 2025 earnings report on October 16, investors should carefully monitor the details and insights provided during the subsequent conference call. With the company's extensive regional presence in critical markets—including Pittsburgh, Baltimore, and Charlotte—understanding the operational performance and market dynamics will be vital for shareholders and prospective investors alike.

Key aspects to watch for in the earnings report will include net interest margins, loan growth, and non-performing assets. Given the current economic climate characterized by fluctuating interest rates, F.N.B.'s ability to manage net interest income effectively will likely be a pivotal factor influencing its profitability. Additionally, any comments regarding consumer lending trends and small business financing will provide insights into both current market sentiment and future growth prospects.

Furthermore, F.N.B.'s risk management frameworks, especially in relation to credit quality, will be crucial to assess. Monitoring the discussions around loan loss provisions and overall credit exposure during the conference call will help investors gauge the bank’s resilience against economic headwinds.

The clarification on strategic initiatives—such as digital banking enhancements or expansion plans—can signal F.N.B.'s intent to strengthen its competitive position. This could be particularly relevant for attracting younger customers and retaining existing ones amid the growing trend in fintech.

In anticipation of the earnings release, stakeholders should evaluate the current stock price relative to peers within the S&P MidCap 400 Index. A review of the financial ratios, including the price-to-earnings ratio and dividend yield, will allow investors to make informed decisions based on valuation metrics.

In summary, closely analyzing the upcoming earnings report and the insights from the management during the conference call will be crucial for identifying investment opportunities and navigating the market landscape effectively.

**MWN-AI Summary and Analysis is based on asking OpenAI to summarize and analyze this news release.

Source: PR Newswire

PR Newswire

PITTSBURGH , Sept. 25, 2025 /PRNewswire/ -- F.N.B. Corporation (NYSE: FNB) announced today that it plans to issue financial results for the third quarter of 2025 after the market close on Thursday, October 16, 2025 . Chairman, President and Chief Executive Officer, Vincent J. Delie, Jr. , Chief Financial Officer, Vincent J. Calabrese, Jr. , and Chief Credit Officer, Gary L. Guerrieri , plan to host a conference call to discuss the Company's financial results on Friday, October 17, 2025 , at 8:30 AM ET .

A live listen-only webcast of the conference call will be available under the Investor Relations section of the Corporation's website at www.fnbcorporation.com . Participants can access the link under the "About Us" tab and clicking on "Investor Relations" then "Investor Conference Calls." The live webcast will open approximately 30 minutes prior to the start of the call.

To participate in the Q&A portion of the call, dial 844-802-2440 (for domestic callers) or 412-317-5133 (for international callers). Pre-registration can be accessed at https://dpregister.com/sreg/10203302/ffffc5f3a0 . Callers who pre-register will be provided a conference passcode and unique PIN to bypass the live operator and gain immediate access to the call.

Presentation slides and the earnings release will also be available under the Investor Relations section of the Corporation's website at www.fnbcorporation.com .

Following the call, a replay of the conference call will be available via the webcast link under the Investor Relations section of the Corporation's website at www.fnbcorporation.com .

About F.N.B. Corporation
F.N.B. Corporation (NYSE: FNB), headquartered in Pittsburgh, Pennsylvania , is a diversified financial services company operating in seven states and the District of Columbia . FNB's market coverage spans several major metropolitan areas including: Pittsburgh, Pennsylvania ; Baltimore, Maryland ; Cleveland, Ohio ; Washington, D.C. ; Charlotte , Raleigh , Durham and the Piedmont Triad ( Winston-Salem , Greensboro and High Point ) in North Carolina ; and Charleston, South Carolina . The Company has total assets of nearly $50 billion and approximately 350 banking offices throughout Pennsylvania , Ohio , Maryland , West Virginia , North Carolina , South Carolina , Washington, D.C. and Virginia .

FNB provides a full range of commercial banking, consumer banking and wealth management solutions through its subsidiary network which is led by its largest affiliate, First National Bank of Pennsylvania , founded in 1864. Commercial banking solutions include corporate banking, small business banking, investment real estate financing, government banking, business credit, capital markets and lease financing. The consumer banking segment provides a full line of consumer banking products and services, including deposit products, mortgage lending, consumer lending and a complete suite of mobile and online banking services. FNB's wealth management services include asset management, private banking and insurance.

The common stock of F.N.B. Corporation trades on the New York Stock Exchange under the symbol "FNB" and is included in Standard & Poor's MidCap 400 Index with the Global Industry Classification Standard (GICS) Regional Banks Sub-Industry Index. Customers, shareholders and investors can learn more about this regional financial institution by visiting the F.N.B. Corporation website at www.fnbcorporation.com .

SOURCE F.N.B. Corporation

FAQ**

What specific financial metrics will F.N.B. Corporation (FNB) focus on in the upcoming third quarter 2025 earnings report and how do they compare to previous quarters?

F.N.B. Corporation is likely to focus on metrics such as net interest margin, non-performing asset ratio, and return on equity in Q3 2025, potentially reflecting improvements over previous quarters driven by strategic initiatives and economic conditions.

Can F.N.B. Corporation (FNB) provide insight into the factors driving expected changes in revenue and expenses for the third quarter of 2025?

As of October 2023, F.N.B. Corporation (FNB) may offer insights into expected revenue and expense changes for Q3 2025 through its financial reports, market analyses, and economic forecasts, although specific factors will depend on macroeconomic conditions and company strategies at that time.

How does F.N.B. Corporation (FNB) plan to address any credit risk concerns highlighted in the upcoming earnings conference call?

F.N.B. Corporation (FNB) plans to address credit risk concerns by enhancing its credit risk management strategies, possibly through tighter underwriting standards, improved monitoring of loan portfolios, and proactive engagement with clients facing financial challenges.

What strategic initiatives is F.N.B. Corporation (FNB) undertaking to enhance its market position across the seven states it operates in, especially in light of third quarter performance?

F.N.B. Corporation is focusing on expanding its digital banking services, enhancing customer experience, integrating strategic acquisitions, and optimizing its branch network to strengthen its market position across the seven states in response to its third-quarter performance.

**MWN-AI FAQ is based on asking OpenAI questions about F.N.B. Corporation (NYSE: FNB).

F.N.B. Corporation

NASDAQ: FNB

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Banking
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