Financial Institutions, Inc. (FISI) Q4 2024 Earnings Call Transcript

2025-01-31 14:31:03 ET

Financial Institutions, Inc. (FISI)

Q4 2024 Earnings Conference Call

January 31, 2025, 08:30 AM ET

Company Participants

Kate Croft - Director of IR

Martin Birmingham - President and CEO

Jack Plants - CFO

Conference Call Participants

Damon DelMonte - KBW

Tyler Cacciatori - Stephens

Frank Schiraldi - Piper Sandler

Presentation

Operator

Hello, everyone, and welcome to the Financial Institutions, Inc. Fourth Quarter and Year-end 2024 Earnings Call. My name is Chach, and I'll be coordinating your call today. [Operator Instructions]

I'd now like to hand over to your host, Kate Croft, Director of Investor Relations, to begin. Please go ahead.

Kate Croft

Thank you for joining us for today's call. Providing prepared comments will be President and CEO, Marty Birmingham; and CFO, Jack Plants. He will be joined by additional members of the company's leadership team during the question-and-answer session. Today's prepared comments and Q&A will include forward-looking statements. Actual results may differ materially from forward-looking statements due to a variety of risks, uncertainties and other factors.

We refer you to yesterday's earnings release and investor presentation as well as historical SEC filings, which are available on our Investor Relations website, for a safe harbor description and a detailed discussion of the risk factors relating to forward-looking statements. We'll also discuss certain non-GAAP financial measures intended to supplement and not substitute for comparable GAAP measures....

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