2024-01-30 15:17:09 ET
Five Star Bancorp (FSBC)
Q4 2023 Earnings Conference Call
January 30, 2024, 1:00 PM ET
Company Participants
James Beckwith - President and Chief Executive Officer
Heather Luck - Senior Vice President and Chief Financial Officer
Conference Call Participants
Woody Lay - KBW
Andrew Terrell - Stephens
Gary Tenner - D.A. Davidson
Presentation
Operator
Welcome to the Five Star Bancorp Fourth Quarter and Year-End Earnings Webcast. Please note, this is a closed conference call, and you are encouraged to listen via the webcast. After today's presentation, there will be an opportunity for those provided with a dial-in number to ask questions. [Operator Instructions]
Before we get started, let me remind you that today's meeting will include some forward-looking statements within the meaning of applicable securities laws. These forward-looking statements relate to, among other things, current plans, expectations, events and industry trends that may affect the company's future operating results and financial position. Such statements involve risks and uncertainties, and future activities and results may differ materially from these expectations.
For a more complete discussion of the risks and uncertainties that may cause actual results to differ materially from the company's forward-looking statements, please see the company's annual report on Form 10-K for the year ended December 31st, 2022, and quarterly report on Form 10-Q for the quarter ended September 30th, 2023, and in particular, the information set forth in Item 1A, Risk Factors, in those reports....
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Five Star Bancorp (FSBC) Q4 2023 Earnings Call Transcript