2024-02-08 17:45:19 ET
Horace Mann Educators Corporation (HMN)
Q4 2023 Results Conference Call
February 08, 2024 11:00 AM ET
Company Participants
Heather Wietzel - VP, IR
Marita Zuraitis - President and CEO
Bret Conklin - EVP and CFO
Stephen McAnena - COO
Matt Sharpe - EVP, Supplemental & Group Benefits and Corporate Strategy
Ryan Greenier - Chief Investment Officer & SVP of Finance
Mike Weckenbrock - SVP, Life & Retirement
Mark Desrochers - SVP, Head of P&C and Corporate Chief Actuary
Conference Call Participants
Meyer Shields - KBW
Matthew Carletti - JMP
John Barnidge - Piper Sandler
Greg Peters - Raymond James
Presentation
Operator
Hello, and welcome to the Horace Mann Fourth Quarter and Year End Result Conference Call. All participants will be in a listen-only mode. [Operator Instructions] After today's presentation, there will be an opportunity to ask questions. [Operator Instructions]
I would now like to hand the call to Heather Wietzel, Vice President of Investor Relations. Please go ahead.
Heather Wietzel
Thank you. Welcome to Horace Mann's discussion of our fourth quarter and full year results. Yesterday, we issued our earnings release investor supplement and investor presentation. Copies are available on the Investor page of our website. Marita Zuraitis, President and Chief Executive Officer; and Bret Conklin, Executive Vice President and Chief Financial Officer will give the formal remarks on today's call. With us for Q&A, we have Matt Sharpe, Steve McAnena, Ryan Greenier and Mike Weckenbrock, Mark Desrochers had an unavoidable conflict, and he's not on the line today.
Before turning it over to Marita, I want to note that our presentation today includes forward-looking statements as defined in the Private Securities Litigation Reform Act of 1995. The Company cautions investors that any forward-looking statements include risks and uncertainties and are not guarantees of future performance. These forward-looking statements are based on management's current expectations, and we assume no obligation to update them as actual results may differ materially due to a variety of factors which are described in our news release and SEC filings. In our prepared remarks, we use some non-GAAP measures. Reconciliations of these measures to the most comparable GAAP measures are available in our investor supplement.
I'll now turn the call over to Marita.
Marita Zuraitis
Thanks, Heather, and welcome, everyone. Yesterday we reported full year 2023 core earnings of $1.54, which included fourth quarter earnings of $0.84. We are clearly seeing the value of our strategy to diversify earnings to drive market share growth and to support a sustainable double-digit ROE....
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Horace Mann Educators Corporation (HMN) Q4 2023 Earnings Call Transcript