Earnings of Independent Bank Corp. (INDB) dipped to $0.76 per share in the second quarter from $0.78 per share in the first quarter of 2020, due to net interest margin compression. Earnings will likely improve in the remainder of the year due to accelerated booking of fees under the Paycheck Protection Program, which will boost net interest income. Moreover, provision expense will likely decline due to economic factors. Consequently, I'm expecting earnings to increase by 22% in the second half of the year compared to the first half. For the full year, I'm expecting INDB