Mea culpa is a Latin phrase that means "through my fault" and is an acknowledgement of having done wrong.
Years ago, I decided to diversify allocation of capital in my IRA into various buckets, one of which was "dividend growth". I did some research into various income related names and became aware of Inter Pipeline (OTCPK:IPPLF), and was seduced by a 5% yield, cash-flow secured by solid long-term commercial contracts, an excellent track record of dividend growth, and a measure of safety considering the A-rated producers of the products flowing through its pipelines.