Investment Thesis
October marks the eighth month that Jane's retirement (Traditional and Roth IRAs) have been established and received a steady flow of dividend income. Up to this point, Jane's retirement accounts from January 1st to September 30th of 2018 have demonstrated the following income characteristics:
- Traditional IRA - $6,585.32 in dividends.
- Roth IRA - $2,651.11 in dividends.
- Realized capital gains of $18,392.68.
- This works out to be an average of $2,043.63 of monthly income.
Instead of taking these gains as income (Jane is still working full-time and has no need to supplement her paycheck),