Midland States Bancorp, Inc. Announces Common Stock and Preferred Stock Dividends

Midland States Bancorp, Inc. (NASDAQ: MSBI), a community-based financial holding company headquartered in Effingham, Illinois, has announced dividends for its common stock and preferred stock. The company’s Board of Directors declared a quarterly cash dividend of $0.32 per share for its common stock, which is set to be paid on November 21, 2025, to shareholders on record as of November 14, 2025. In addition, a cash dividend of $0.4844 per depository share will be distributed for the company’s 7.75% Fixed-Rate Reset Non-Cumulative Perpetual Preferred Stock, Series A, payable on December 30, 2025, to stockholders of record by December 15, 2025.

Midland States Bancorp serves as the parent company of Midland States Bank, and as of September 30, 2025, it reported total assets of approximately $6.91 billion. The Wealth Management Group within the company oversees assets under administration totaling around $4.36 billion. Midland States Bancorp offers a diverse array of financial services, including both commercial and consumer banking products, business equipment financing, merchant credit card services, trust and investment management, as well as insurance and financial planning services.

For further information regarding Midland States Bancorp and their services, interested parties can visit their website at https://www.midlandsb.com/ or their LinkedIn page at https://www.linkedin.com/company/midland-states-bank. Contact details for Eric T. Lemke, Chief Financial Officer, are also provided for shareholders seeking additional insights or clarifications on the dividend announcements or the company's financial performance.

Midland States Bancorp, Inc. (NASDAQ: MSBI) has recently announced a quarterly cash dividend of $0.32 per share on its common stock, along with a dividend of $0.4844 per depository share for its 7.75% Fixed-Rate Reset Non-Cumulative Perpetual Preferred Stock, Series A. These actions signify the company's consistent commitment to returning value to its shareholders, particularly in a challenging economic landscape.

The scheduled payment of the common stock dividend on November 21, 2025, and the preferred stock dividend on December 30, 2025, highlights Midland's operational strength and financial stability. As of Q3 2025, Midland States Bancorp boasted total assets of approximately $6.91 billion, with its Wealth Management Group managing around $4.36 billion in assets. This robust asset base suggests a solid underlying financial position that supports its ability to disburse dividends.

Investors should view these dividends as a validating sign of the company’s profitability and operational efficiency. The common stock dividend yield, based on its recent trading price, indicates a competitive return compared to peers in the regional banking sector. Moreover, the issuance of dividends can attract income-focused investors, potentially enhancing MSBI's stock liquidity and stabilizing its share price.

In evaluating MSBI as an investment opportunity, analysts should consider the broader economic factors, including interest rate trends, credit quality, and overall performance in the banking sector. The diversification of services offered, including wealth management and insurance, also positions the company favorably against market volatility.

Overall, with a tactical focus on dividends and a strong asset portfolio, Midland States Bancorp presents a compelling investment case for both growth and income investors. Investors should keep an eye on future earnings reports to gauge the sustainability of its dividend payments moving forward.