MARKET WIRE NEWS

Midland States Bancorp, Inc. to Announce Third Quarter 2025 Financial Results on Thursday, October 30

MWN-AI** Summary

Midland States Bancorp, Inc. (NASDAQ: MSBI), a community-focused financial holding company located in Effingham, Illinois, is scheduled to announce its third quarter financial results for 2025 on Thursday, October 30, 2025, following the market's close. The financial release will be accompanied by an investor presentation, which will be accessible on the company's investor relations website under the Webcasts and Presentations section. This event highlights Midland's commitment to transparency and communication with its investors.

As of June 30, 2025, Midland States Bancorp reported total assets amounting to approximately $7.11 billion. The company’s Wealth Management Group is significant, managing assets under administration totaling around $4.18 billion. Midland States Bancorp offers a diverse portfolio of financial services, which includes various commercial and consumer banking products, equipment financing, merchant credit card services, trust and investment management, insurance, and financial planning.

The company prides itself on its community-oriented approach, striving to meet the financial needs of its customers while also supporting local economic growth. For more in-depth information about Midland States Bancorp and its offerings, stakeholders and interested parties can visit their official website at www.midlandsb.com or their LinkedIn page at www.linkedin.com/company/midland-states-bank.

As they prepare for the results announcement, investors will eagerly await insights into the company’s financial performance, strategic initiatives, and market outlook, further establishing Midland States Bancorp as a robust player in the community banking sector. For more details, inquiries can be directed to Eric T. Lemke, Chief Financial Officer.

MWN-AI** Analysis

As Midland States Bancorp, Inc. (NASDAQ: MSBI) approaches the announcement of its third-quarter 2025 financial results on October 30, investors are keenly observing the financial health and sustainability of the organization. With total assets reported at approximately $7.11 billion and a robust Wealth Management Group handling $4.18 billion in assets under administration as of June 30, 2025, the company appears well-positioned within the growing community banking sector.

Market participants should focus on several key indicators in the upcoming financial results. First, the trajectory of net interest income will be crucial, especially in light of fluctuating interest rates that have affected banks nationally. An increase in net interest margin would point to effective loan management and enhanced profitability.

Second, delinquencies and non-performing loans are pivotal metrics. Given the challenging economic environment, which can elevate default rates, it is essential to gauge how well Midland has managed credit risk. A stable or improving loan quality would signal prudent lending practices and effective risk mitigation strategies.

Additionally, investors should analyze the growth in the Wealth Management Group, which has substantial implications for non-interest income. Any reported growth in asset administration could reflect strong demand for the firm’s investment and trust services, providing an alternative revenue stream aside from traditional banking operations.

Finally, guidance for the future will be significant. The management's outlook regarding interest rates, regulatory changes, and economic conditions could set the tone for the stock in the coming months.

In summary, investors should watch for strong net interest income, stable asset quality, and burgeoning wealth management revenues in the Q3 results. A positive earnings report could further solidify investor confidence and present attractive buying opportunities in MSBI shares.

**MWN-AI Summary and Analysis is based on asking OpenAI to summarize and analyze this news release.

Source: GlobeNewswire

EFFINGHAM, Ill., Oct. 09, 2025 (GLOBE NEWSWIRE) -- Midland States Bancorp, Inc. (NASDAQ: MSBI) announced today that it will issue its third quarter 2025 financial results after market close on Thursday, October 30, 2025. Along with the press release announcing the financial results, the Company will publish an investor presentation that will be available on the Webcasts and Presentations page of its investor relations website.

About Midland States Bancorp, Inc.

Midland States Bancorp, Inc. is a community-based financial holding company headquartered in Effingham, Illinois, and is the sole shareholder of Midland States Bank. As of June 30, 2025, the Company had total assets of approximately $7.11 billion, and its Wealth Management Group had assets under administration of approximately $4.18 billion. The Company provides a full range of commercial and consumer banking products and services and business equipment financing, merchant credit card services, trust and investment management, insurance and financial planning services. For additional information, visit https://www.midlandsb.com/ or https://www.linkedin.com/company/midland-states-bank.

CONTACTS:
Eric T. Lemke, Chief Financial Officer, at elemke@midlandsb.com or (217) 342-7321


FAQ**

What key financial metrics should investors look for in the upcoming third quarter 2025 results from Midland States Bancorp Inc. MSBI to assess its growth compared to previous quarters?

Investors should focus on Midland States Bancorp Inc.'s revenue growth, net income, earnings per share (EPS), return on equity (ROE), loan and deposit growth, and non-performing asset ratios in Q3 2025 to evaluate its growth compared to previous quarters.

How is Midland States Bancorp Inc. MSBI managing its total assets of approximately $7.11 billion to enhance shareholder value amidst the competitive banking landscape?

Midland States Bancorp Inc. is enhancing shareholder value by strategically optimizing its asset allocation, focusing on organic growth, expanding its lending and deposit base, while leveraging technology to improve efficiency and reduce costs within the competitive banking landscape.

Can you provide insights on how the Wealth Management Group's assets under administration, approximately $4.18 billion, are expected to impact Midland States Bancorp Inc. MSBI's overall profitability?

The Wealth Management Group's assets under administration of approximately $4.18 billion are likely to enhance Midland States Bancorp Inc. (MSBI)'s overall profitability by generating consistent fee income, diversifying revenue streams, and attracting more clients through increased asset management capabilities.

What strategic initiatives is Midland States Bancorp Inc. MSBI planning to implement in the next quarter to further expand its range of commercial and consumer banking products?

Midland States Bancorp Inc. (MSBI) plans to implement initiatives focused on enhancing digital banking capabilities, expanding its loan portfolio, and introducing innovative financial products tailored to meet the evolving needs of both commercial and consumer clients in the next quarter.

**MWN-AI FAQ is based on asking OpenAI questions about Midland States Bancorp Inc. (NASDAQ: MSBI).

Midland States Bancorp Inc.

NASDAQ: MSBI

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