2024-01-28 09:30:21 ET
Old Second Bancorp, Inc. (OSBC)
Q4 2023 Earnings Call Transcript
January 25, 2024, 11:00 AM ET
Company Participants
Jim Eccher - President and CEO
Brad Adams - COO and CFO
Conference Call Participants
Jeff Rulis - DA Davidson
Nathan Race - Piper Sandler
Terry McEvoy - Stephens
Brian Martin - Janney
Andrew Leischner - KBW
Kevin Roth - Black Maple Capital
Presentation
Operator
Good morning, everyone, and thank you for joining us today for Old Second Bancorp, Inc. Fourth Quarter 2023 Earnings Call. On the call today are Jim Eccher, the company's Chairman, President and CEO; Brad Adams, the company's COO and CFO; and Gary Collins, the Vice Chairman of our Board.
I will start with a reminder that Old Second's comments today will contain forward-looking statements about the company's business strategies and prospects, which are based on management's existing expectations in the current economic environment. These statements are not a guarantee of future performance and results may differ materially from those projected. Management would ask you refer to the company's SEC filings for a full discussion of the company's risk factors. The company does not undertake any duty to update such forward-looking statements.
On today's call, we will also be discussing certain non-GAAP financial measures. These non-GAAP measures are described and reconciled to their GAAP counterparts in our earnings release, which is available on our website at oldsecond.com on homepage and under the Investor Relations tab.
Now, I will turn the floor over to Jim Eccher. The floor is yours.
Jim Eccher
Good morning, and thank you for joining us. I have several prepared opening remarks and give my overview of the quarter and then turn it over to Brad for additional details. I will then conclude with certain summary comments and thoughts about the future before we open it up for questions....
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Old Second Bancorp, Inc. (OSBC) Q4 2023 Earnings Call Transcript