2024-02-07 12:47:03 ET
OneMain Holdings, Inc. (OMF)
Q4 2023 Earnings Conference Call
February 7, 2024 09:00 AM ET
Company Participants
Peter Poillon - Head of Investor Relations
Douglas Shulman - Chairman of the Board and Chief Executive Officer
Micah Conrad - Executive Vice President and Chief Financial Officer
Conference Call Participants
Vincent Caintic - Stephens
Richard Shane - JPMorgan
Michael Kaye - Wells Fargo
Moshe Orenbuch - TD Cowen
Terry Ma - Barclays
Mihir Bhatia - Bank of America
Arren Cyganovich - Citi
Presentation
Operator
Welcome to the OneMain Financial Fourth Quarter and Full-Year 2023 Earnings Conference Call and Webcast. Hosting the call today from OneMain is Peter Poillon, Head of Investor Relations. Today's call is being recorded. At this time, all participants have been placed on a listen-only mode. And the floor will be open for your questions following the presentation. [Operator Instructions].
It is now my pleasure to turn the floor over to Peter Poillon. You may begin.
Peter Poillon
Thank you, operator. Good morning, everyone, and thank you for joining us. Let me begin by directing you to Page 2 of the fourth quarter 2023 investor presentation, which contains important disclosures concerning forward-looking statements and the use of non-GAAP measures. The presentation can be found in the Investor Relations section of the OneMain website. Our discussion today will contain certain forward-looking statements reflecting management's current beliefs about the company's future financial performance and business prospects, and these forward-looking statements are subject to inherent risks and uncertainties and speak only as of today. Factors that could cause actual results to differ materially from these forward-looking statements are set forth in our earnings press release. We caution you not to place undue reliance on forward-looking statements.
If you may be listening to this via replay at some point after today, we remind you that the remarks made herein are as of today, February 7th, and that have not been updated subsequent to this call.
Our call this morning will include the formal remarks from Doug Shulman, our Chairman and Chief Executive Officer; and Micah Conrad, our Chief Financial Officer. After the conclusion of our formal remarks, we will conduct a question-and-answer session.
I'd like to now turn the call over to Doug.
Douglas Shulman
Thanks, Pete, and good morning, everyone. Thank you for joining us today. I'm going to provide a brief overview of 2023, and then I'll discuss our performance for the fourth quarter and our progress against key strategic initiatives. As many of you heard at Investor Day in December, while we continue to navigate the current credit environment, we feel that OneMain has never been better positioned for medium and long-term outperformance....
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OneMain Holdings, Inc. (OMF) Q4 2023 Earnings Call Transcript