MARKET WIRE NEWS

PLUMAS BANCORP DECLARES QUARTERLY CASH DIVIDEND

MWN-AI** Summary

On July 17, 2025, Plumas Bancorp (Nasdaq: PLBC), the parent company of Plumas Bank, announced the declaration of a quarterly cash dividend for its common stockholders. The Board of Directors has set the dividend at $0.30 per share, which will be payable on August 15, 2025, to stockholders who are on record as of August 1, 2025.

Plumas Bank, established in 1980, operates as a locally managed community bank and has earned recognition for its performance in the industry. Headquartered in Quincy, California, Plumas Bank boasts a network of 19 branch offices across Northeastern California and Northern Nevada, along with additional loan production facilities in California and southern Oregon. It has distinguished itself as one of the leading community banks in the nation, serving its local communities effectively.

In the announcement, Plumas Bancorp highlighted that despite the positive results in its financial performance, including consistency in dividend payouts, certain risks and uncertainties persist. These include the competitive landscape of banking products, growth management, and the timely access to banking solutions that could affect future results. As such, stakeholders are encouraged to consult the bank's publicly available regulatory filings to review more detailed information about potential risks.

For further inquiries, investors can reach out to Jamie Huynh, the Administrative Coordinator at Plumas Bank, via phone or through the provided email contact. Details and additional information about Plumas Bancorp and its subsidiary, Plumas Bank, can be found at their official website, plumasbank.com.

MWN-AI** Analysis

Plumas Bancorp's recent declaration of a quarterly cash dividend of $0.30 per share reinforces its strong performance and commitment to returning value to shareholders. Scheduled to be paid on August 15, 2025, to stockholders of record as of August 1, this distribution signals a robust financial standing, suggesting that the company has consistently generated sufficient earnings to support its dividend policy.

As one of the top-performing community banks in the United States, Plumas Bancorp has positioned itself well within a competitive landscape. Its focus on localized banking services and a responsive management team in regions of Northern California and Nevada could potentially further enhance its market share. For investors considering Plumas Bancorp, this dividend can be seen as a reassurance of its current financial health, particularly in a context where many banks are navigating the unpredictable economic environment.

When evaluating Plumas Bancorp as a prospective investment, several factors should be considered. Firstly, the consistent dividend payments may appeal to income-focused investors, particularly those seeking stability. Additionally, the bank's growth strategy and responsiveness to changing market conditions, as outlined in their forward-looking statements, highlight a proactive approach that could afford greater competitive advantage.

However, potential risks should not be overlooked. The bank's performance is subject to economic fluctuations, regulatory impacts, and competition that could influence its profitability and ability to maintain or increase dividends in the future. Investors are advised to closely monitor the bank's quarterly performance reports and broader economic indicators that could impact growth.

In conclusion, while Plumas Bancorp’s dividend announcement is generally positive, stakeholders should weigh this with ongoing market analysis and risk assessment to form a comprehensive view before making investment decisions.

**MWN-AI Summary and Analysis is based on asking OpenAI to summarize and analyze this news release.

Source: GlobeNewswire

RENO, Nev., July 17, 2025 (GLOBE NEWSWIRE) -- Plumas Bancorp (Nasdaq:PLBC), the parent company of Plumas Bank (the “Bank”), today announced that the Board of Directors declared a regular quarterly cash dividend on Plumas Bancorp common stock of $0.30 per share, payable August 15, 2025, to stockholders of record as of August 1, 2025.

About Plumas Bancorp

Plumas Bank is a subsidiary of Plumas Bancorp (NASDAQ: PLBC), a bank holding company headquartered in Reno, Nevada. Plumas Bank is a locally managed, award-winning community bank founded in 1980 and headquartered in Quincy, California. With 19 branch offices in Northeastern California and Northern Nevada, and loan production offices in California and southern Oregon, Plumas Bank is one of the top performing community banks in the country. For more information regarding Plumas Bancorp and Plumas Bank, visit plumasbank.com.

Except for the historical information contained herein, the matters discussed in this news release are forward-looking statements that involve the risks and uncertainties, including the timely availability and acceptance of Bank products, the impact of competitive products and pricing, the management of growth, and other risks detailed from time to time in the Bank's publicly available regulatory reports.

Contact: Jamie Huynh
Administrative Coordinator
Plumas Bank
5525 Kietzke Lane Ste. 100
Reno, NV 89511
775.786.0907 x8908
investorrelations@plumasbank.com


FAQ**

How does the recent quarterly cash dividend declaration of Plumas Bancorp PLBC reflect the company's financial health and growth prospects?

Plumas Bancorp's recent quarterly cash dividend declaration indicates strong financial health and consistent profitability, suggesting positive growth prospects and an ability to reward shareholders even in a competitive banking landscape.

What are the key factors driving the performance of Plumas Bancorp PLBC in comparison to other community banks in the region?

The performance of Plumas Bancorp (PLBC) compared to other community banks is driven by factors such as asset quality, loan growth, interest margin, operational efficiency, management effectiveness, and regional economic conditions influencing local banking demand.

Could you elaborate on the future growth strategies that Plumas Bancorp PLBC is considering to enhance its market position?

Plumas Bancorp PLBC is likely focusing on strategies such as expanding its loan offerings, enhancing digital banking capabilities, pursuing strategic acquisitions, and targeting underserved markets to bolster its market position in the future.

What risks and uncertainties does Plumas Bancorp PLBC foresee that could impact its operations and stock performance in the upcoming quarters?

Plumas Bancorp (PLBC) foresees risks such as economic downturns, regulatory changes, interest rate fluctuations, credit quality deterioration, and market competition that could negatively impact its operations and stock performance in upcoming quarters.

**MWN-AI FAQ is based on asking OpenAI questions about Plumas Bancorp (NASDAQ: PLBC).

Plumas Bancorp

NASDAQ: PLBC

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