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RBB Bancorp to Report Third Quarter 2025 Financial Results

MWN-AI** Summary

RBB Bancorp (NASDAQ: RBB), headquartered in Los Angeles, California, is poised to release its financial results for the third quarter ending September 30, 2025, on October 20, 2025, after market close. The Company, which includes its subsidiary Royal Business Bank and RBB Asset Management Company, will discuss these results during a conference call scheduled for 11:00 a.m. Pacific Time on October 21, 2025. Investors can participate in the call by dialing 1-888-506-0062 or 1-973-528-0011, with a passcode and conference ID provided. A replay will be available shortly after the call and can be accessed until November 4, 2025.

As of June 30, 2025, RBB Bancorp reported total assets of $4.1 billion. Royal Business Bank offers comprehensive commercial banking services, primarily catering to Asian-centric communities across multiple regions, including Southern California, Las Vegas, and parts of New York and New Jersey. The Bank's portfolio of services includes mobile banking, commercial and residential loans, trade finance, and various wealth management options.

With a robust network of branches, RBB Bancorp operates nine branches in Los Angeles County, additional locations in Ventura County, Las Vegas, New York City (Brooklyn, Queens, and Manhattan), Edison, New Jersey, and Chicago, Illinois, as well as one branch in Honolulu, Hawaii. The Company's primary administrative and lending center is situated at 1055 Wilshire Blvd., Los Angeles. For further information, including investor relations and the upcoming call webcast, stakeholders are encouraged to visit the Company's website at www.royalbusinessbankusa.com.

Lynn Hopkins, the EVP and Chief Financial Officer, can be reached at (657) 255-3282 for any inquiries.

MWN-AI** Analysis

As RBB Bancorp prepares to release its third-quarter financial results on October 20, 2025, investors should closely monitor a few critical indicators to gauge the company’s performance and market position. Given its focus on community banking, particularly within Asian-centric markets across several states, any shifts in demographic trends or economic conditions affecting these communities could significantly impact revenue streams.

Analysts are particularly keen on trends regarding loan growth and the quality of assets on the balance sheet, as these factors directly influence profitability. With the Federal Reserve's interest rate policy in a state of flux, the company's net interest margin will be a crucial metric. Investors should watch for any commentary from management regarding how rising rates may affect lending practices and deposit growth.

Moreover, RBB's diverse range of banking services, from wealth management to SBA loans, serves as a hedge against economic downturns. Attention should also be directed towards any changes in non-performing loans, which can indicate the bank's risk management effectiveness amidst prevailing economic challenges.

The upcoming conference call will provide insights not only into year-over-year growth metrics but also operational strategies that the management plans to implement moving forward. Given the company's solid asset base of $4.1 billion as of mid-2025, strengthening its digital banking offerings could also be a focal point in discussions, appealing to a broader customer base and enhancing the overall customer experience.

Investors may want to consider these factors while assessing RBB Bancorp's stock post-earnings. Keeping an eye on analyst ratings and market sentiment following the earnings call could provide additional guidance on the stock’s potential movements in the short to medium term.

**MWN-AI Summary and Analysis is based on asking OpenAI to summarize and analyze this news release.

Source: GlobeNewswire

LOS ANGELES, Oct. 01, 2025 (GLOBE NEWSWIRE) -- RBB Bancorp (NASDAQ: RBB ) and its subsidiaries, Royal Business Bank (the "Bank") and RBB Asset Management Company ("RAM"), collectively referred to herein as the "Company", today announced that it will release financial results for its third quarter ended September 30, 2025 after the markets close on Monday, October 20, 2025.

Management will hold a conference call at 11:00 a.m. Pacific Time/2:00 p.m. Eastern Time on Tuesday, October 21, 2025, to discuss the Company's financial results.

To listen to the conference call, please dial 1-888-506-0062 or 1-973-528-0011, passcode 341289, Conference ID RBBQ325. A replay of the call will be made available at 1-877-481-4010 or 1-919-882-2331, passcode 53065, approximately one hour after the conclusion of the call and will remain available through November 04, 2025.

Additionally, interested parties can listen to a live webcast of the call in the "Investor Relations" section of the Company's website at www.royalbusinessbankusa.com . This webcast will be recorded and available for replay on the Company's website approximately two hours after the conclusion of the conference call.

Corporate Overview

RBB Bancorp is a community-based financial holding company headquartered in Los Angeles, California. As of June 30, 2025, the Company had total assets of $4.1 billion. Its wholly-owned subsidiary, Royal Business Bank, is a full service commercial bank, which provides consumer and business banking services predominantly to the Asian-centric communities in Los Angeles County, Orange County, and Ventura County in California, in Las Vegas, Nevada, in Brooklyn, Queens, and Manhattan in New York, in Edison, New Jersey, in the Chicago neighborhoods of Chinatown and Bridgeport, Illinois, and on Oahu, Hawaii. Bank services include remote deposit, E-banking, mobile banking, commercial and investor real estate loans, business loans and lines of credit, commercial and industrial loans, SBA 7A and 504 loans, 1-4 single family residential loans, trade finance, a full range of depository account products and wealth management services. The Bank has nine branches in Los Angeles County, two branches in Ventura County, one branch in Orange County, California, one branch in Las Vegas, Nevada, three branches and one loan operation center in Brooklyn, three branches in Queens, one branch in Manhattan in New York, one branch in Edison, New Jersey, two branches in Chicago, Illinois, and one branch in Honolulu, Hawaii. The Company's administrative and lending center is located at 1055 Wilshire Blvd., Los Angeles, California 90017, and its finance and operations center is located at 7025 Orangethorpe Ave., Buena Park, California 90621. The Company's website address is www.royalbusinessbankusa.com .

Contacts

Lynn Hopkins, EVP and Chief Financial Officer, (657) 255-3282


FAQ**

How has RBB Bancorp RBB adapted its banking services to better serve the Asian-centric communities in its diverse operational regions, especially with the increasing competition in the financial services industry?

RBB Bancorp has enhanced its banking services for Asian-centric communities by offering tailored financial products, multilingual customer support, and community-focused initiatives that reflect cultural values, all while competing effectively in a dynamic financial services market.

What specific financial metrics or growth indicators will RBB Bancorp RBB focus on during its upcoming conference call to highlight its performance for the third quarter of 2025?

RBB Bancorp is expected to focus on key financial metrics such as net income, return on equity, loan growth, non-performing assets, and efficiency ratios to highlight its performance during the third quarter of 2025 in the upcoming conference call.

In light of RBB Bancorp RBB’s recent asset figures, what strategic initiatives is the company implementing to grow its total assets beyond $4.1 billion in the coming quarters?

RBB Bancorp is focusing on enhancing its loan origination efforts, expanding its customer base through targeted marketing, and exploring strategic partnerships to drive asset growth beyond $4.1 billion in upcoming quarters.

Can you provide insights on how RBB Bancorp RBB plans to enhance its digital banking services and the impact of technological advancements on its consumer and business banking offerings?

RBB Bancorp plans to enhance its digital banking services by investing in innovative technologies to improve user experience, streamline operations, and expand digital offerings, ultimately aiming to provide greater convenience and accessibility for both consumer and business banking clients.

**MWN-AI FAQ is based on asking OpenAI questions about RBB Bancorp (NASDAQ: RBB).

RBB Bancorp

NASDAQ: RBB

RBB Trading

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RBB Stock Data

$375,457,906
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Banking
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