Why DGI?
DGI generally means that you invest in a set of dividend-paying stocks that grow their dividend payout year after year. If you are still in the accumulation phase, you may re-invest (drip) the dividends, which would result in more shares and higher future income. With each passing year, this growth of dividend-income becomes bigger and bigger. If you are in the accumulation phase, the portfolio should be heavy on stocks that have a high rate of growth (of earnings and dividends).
However, if you are in the withdrawal phase already, you should select