Sterling Bancorp's (STL) earnings improved to $0.25 per share in the second quarter from $0.06 per share in the first quarter of 2020. A dip in provision expense was the major contributor to the earnings recovery. The net income will likely continue to improve in the remainder of the year due to a further decline in provision expense. STL's provision expense had been elevated in the first half of the year due to economic factors, which will likely ease in the year ahead. Moreover, non-interest income will likely increase as economic activity recovers from the