- This article supplements my previous study of constructing a retirement portfolio that includes the five ETFs: VOO, XLU, VHT, XLP, and VNQ.
- Retirees can choose to invest at the start of the year and reap every year-end by withdrawing 6%-8% cash flow without ruining the survival of the portfolio.
- The study started in January 2005, then went through the 2008 financial crisis and the 2020 flash crash, until November 2021.
- Author’s retirement portfolio is put to challenge against two popular funds and testified to have outpaced both of them.
For further details see:
Survival Of A Retirement Portfolio