The introduction to this article is going to be quite a bit different because it doesn't have a direct connection with John and Jane's Taxable or Retirement accounts. Back in June, I changed from my job where I handled mortgage-backed securities to working for a small credit union where I helped them launch their first true stand-alone branch. I essentially perform the function of a loan officer but have additional responsibilities that include training and underwriting. Prior to my work in mortgage-backed securities, I had 6+ years of experience performing a similar type of work.