2024-07-26 13:39:06 ET
USCB Financial Holdings, Inc. (USCB)
Q2 2024 Earnings Conference Call
July 26, 2024, 11:00 am ET
Company Participants
Luis de la Aguilera - Chairman, President & CEO
Rob Anderson - CFO
Bill Turner - CCO
Conference Call Participants
Woody Lay - KBW
Michael Rose - Raymond James
Christopher Marinac - Janney
Presentation
Operator
Good morning, and welcome to the USCB Financial Holdings, Inc. Second Quarter of 2024 Earnings Conference Call. All participants will be in a listen-only mode. [Operator Instructions]. After today's remarks, there will be an opportunity to ask questions. [Operator Instructions]. Please also note that this event is being recorded.
I would now like to turn the conference over to Luis de la Aguilera, Chairman, President, and CEO of USCB Financial Holdings. Please go ahead, sir.
Luis de la Aguilera
Good morning. With me today reviewing our Q2 highlights is CFO, Rob Anderson; and Chief Credit Officer, Bill Turner, who will provide an overview of the Bank's performance, the highlights of which commence on Slide 3.
This past Tuesday, July 23 marked the third anniversary since USCB launched a successful IPO and went public, a clear milestone for a bank. Despite strong headwinds, including a prolonged inverted yield curve, growing inflation, and an unprecedented rise in interest rates, our team has consistently executed a strategic plan with a sense of urgency, disciplined risk management practices, benign credit metrics, and the support of an associate base committed to superior customer service....
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USCB Financial Holdings, Inc. (USCB) Q2 2024 Earnings Call Transcript