Introducing the Company
Unum Group (UNM) is a provider of employee benefits, one of the biggest in the US, and with international operations in the UK, as well as in Poland (as of last quarter of 2018). Their business strategy is to provide a wide portfolio of services through the workplace, particularly to persons at lower and middle incomes, considered the most vulnerable and overlooked by other financial services providers.
Unum operates in five segments, but the three first ones are considered principal:
Unum US, producing nearly 64% of the Group’s income