MANTL Partners with Method Financial to Modernize Loan Refinancing with Real-time Liability Data Integrations
MWN-AI** Summary
MANTL, a leading provider of loan and deposit account opening technology, has announced a strategic partnership with Method Financial to modernize the loan refinancing process through the integration of real-time liability data. This collaboration aims to streamline decision-making and enhance the borrower experience across both digital and physical banking channels.
By integrating Method's consumer-permissioned financial connectivity directly into the MANTL Loan Origination platform, financial institutions gain the ability to improve prequalification accuracy, automate payoff processes, and expedite refinancing transactions. This advancement addresses long-standing issues associated with traditional refinancing, such as reliance on outdated data and the manual entry of loan details, which often lead to application inconsistencies and increased risk.
The MANTL–Method integration facilitates a seamless workflow by consolidating real-time liability and payoff data, allowing banks and credit unions to eliminate reliance on manual payoff letters. This not only guarantees accurate and up-to-date payoff quotes but also ensures that existing collateral tied to refinanced loans, like vehicles or boats, is automatically verified.
MANTL’s Chief Product Officer, Benjamin Conant, noted that real-time liability data significantly enhances the loan refinancing experience for both borrowers and banking professionals, simplifying complex processes and promoting quicker, informed decision-making. Method’s CEO, Jose Bethancourt, echoed this sentiment, emphasizing that the partnership replaces outdated operational practices with a modern, efficient, and transparent system that fosters better financial outcomes for institutions and their customers.
Overall, this strategic partnership positions MANTL to lead the charge in transforming the loan refinancing landscape while reinforcing its commitment to innovation in digital lending solutions.
MWN-AI** Analysis
The recent partnership between MANTL and Method Financial marks a significant evolution in the loan refinancing landscape, which presents an enticing opportunity for stakeholders in the financial technology sector. By integrating Method's real-time liability data into MANTL’s Loan Origination platform, the collaboration addresses one of the primary pain points in the lending process: outdated information and cumbersome manual processes.
For financial institutions, this integration translates into enhanced decision-making capabilities and streamlined operations. The ability to access real-time data allows lenders to automate the traditionally sluggish processes surrounding loan refinancing, which can significantly enhance both the borrower experience and the operational efficiency of banks and credit unions. With a seamless workflow that eliminates the need for manual payoff letters and confirmations, financial institutions can expect to see reduced turnaround times in loan approvals—critical in today's fast-paced market.
Investors and financial analysts should closely monitor the performance and adoption rates of MANTL's expanded offerings. The migration towards automated and integrated digital solutions is not just a fleeting trend; it is a necessity as consumer expectations shift towards efficiency, transparency, and a better overall experience. Companies in the sector should consider how partnerships like those between MANTL and Method can disrupt traditional banking models and lead to improved market positioning.
In conclusion, the MANTL-Method partnership could very well redefine refinancing processes, paving the way for a new standard in loan origination. Given MANTL's history of innovation and Method's strong backing by reputable venture firms, this collaboration is set to create value not only for their respective companies but also for the wider financial sector. Stakeholders would do well to keep an eye on this development as it unfolds.
**MWN-AI Summary and Analysis is based on asking OpenAI to summarize and analyze this news release.
New capabilities will enhance decisioning accuracy, automate payoff processes, and elevate the borrower experience with MANTL Loan Origination
MANTL , an Alkami solution team and a leading provider of loan and deposit account opening technology, today announced a strategic partnership with Method Financial (Method), a provider of consumer permissioned financial connectivity. Through this partnership, Method’s real-time liability data will be integrated directly into the MANTL Loan Origination platform, empowering financial institutions to streamline decisioning, improve prequalification accuracy, and deliver a faster, more transparent refinancing and debt consolidation experience across their physical and digital banking channels.
MANTL expanded its deposit account opening platform to include loan origination, enabling financial institutions to manage both sides of the balance sheet and meet the rising demand for an integrated digital, automated lending solution. MANTL Loan Origination modernizes consumer and business lending with a unified platform that provides advanced tooling and automation across Know Your Customer (KYC), underwriting, and booking. MANTL is extending its loan solutions to address legacy refinancing challenges, including outdated, static data, and the need for borrowers to manually enter loan details, which creates friction, incomplete applications, and increased risk.
The MANTL–Method integration will consolidate real-time liability and payoff data into a single, seamless application workflow, thereby unlocking efficiencies across origination, underwriting, and funding. This will eliminate the need to request payoff letters and manually confirm their authenticity, and banks and credit unions can guarantee the payoff quote is accurate and up-to-date. The integration will also automatically verify that a loan being refinanced is tied to its existing collateral, such as a vehicle or boat, when relevant.
“Introducing real-time liability data into MANTL Loan Origination fundamentally elevates the loan refinancing experience for both borrowers and bankers,” said Benjamin Conant, chief product officer, Alkami and co-founder, MANTL. “By expanding our ecosystem of best-in-class integration partners like Method, we’re able to simplify complex steps, reduce friction, and support faster, more informed loan decision-making. MANTL has already transformed digital lending through automation, and extending that same level of innovation and efficiency to refinancing further highlights our continued momentum in the loan market.”
“Refinancing has been stuck on outdated rails for far too long," said Jose Bethancourt, co-founder and chief executive officer of Method Financial. "By integrating Method’s real-time liability data network directly into MANTL’s Loan Origination platform, we’re giving banks and credit unions the ability to make instant, accurate decisions and fund loans without the operational drag. Together, we’re replacing manual payoff letters and guesswork with transparency, automation, and a modern borrower experience that drives better financial outcomes.”
For more information about MANTL or Method, or to schedule a demo, click here .
About MANTL
MANTL is an Alkami solution team that offers unified account origination technology, empowering banks and credit unions to open loan and deposit accounts seamlessly on any banking channel in real time. MANTL Deposit Origination is among the fastest and most performant solutions on the market; consumers can open a new deposit account in under five minutes, businesses can open a new deposit account in under 10 minutes, and MANTL customers raise billions in core deposits. MANTL Loan Origination simplifies each step in the loan process, automating up to 100% of loan application decisions to ensure an intuitive, feature-rich experience from personal loans to business financing. Founded in 2016, MANTL was acquired in March 2025 by Alkami Technology, Inc. (Nasdaq: ALKT), a digital sales and service platform provider for financial institutions in the U.S. For more information, visit mantl.com or follow MANTL on LinkedIn .
About Method Financial
Method’s APIs are redefining financial connectivity with real-time, read-write, and frictionless access to all consumer liability data with integrated payment rails. Method helps lenders increase revenue by streamlining customer acquisition, improving underwriting accuracy, and increasing line utilization through balance transfers, all without user credentials. Today, Method powers solutions for over 60 fintechs, lenders, and FIs including SoFi, Aven, Bilt, Happy Money, and Figure. Method is backed by Andreessen Horowitz, Emergence Capital, YC, avra, Ardent, and Truist Ventures amongst others. To learn more, visit https://methodfi.com .
View source version on businesswire.com: https://www.businesswire.com/news/home/20251216594157/en/
Jacquelyn Daane
Jacquelyn@mantl.com
FAQ**
How does the partnership between MANTL and Method Financial enhance decision-making accuracy for financial institutions using the MANTL Loan Origination platform, particularly in relation to Alkami Technology Inc. (ALKT)?
In what ways will the integration of Method's real-time liability data into the MANTL Loan Origination system streamline the refinancing process for borrowers, as per Alkami Technology Inc. (ALKT)?
What specific legacy refinancing challenges does MANTL aim to address with its new loan origination capabilities, and how does this relate to the Alkami Technology Inc. (ALKT) ecosystem?
Can you elaborate on how MANTL's automated loan application decisions improve borrower experiences, and what role does Alkami Technology Inc. (ALKT) play in this transformation?
**MWN-AI FAQ is based on asking OpenAI questions about Alkami Technology Inc. (NASDAQ: ALKT).
NASDAQ: ALKT
ALKT Trading
-2.66% G/L:
$17.93 Last:
392,939 Volume:
$18.33 Open:
