Banco Bradesco S.A. (BBD) Q2 2025 Earnings Conference Call Transcript

2025-08-05 14:18:54 ET

Banco Bradesco S.A. (BBD)

Q2 2025 Earnings Call

July 31, 2025, 09:30 AM ET

Company Participants

Andre Rodrigues Cano - Executive Vice President of Banco Bradesco S.A.

Andre Costa Carvalho - Investor Relations Director

Cassiano Ricardo Scarpelli - CFO, Executive VP of Director & Member of Executive Board

Ivan Luiz Gontijo - Chief Executive Officer

Marcelo de Araujo Noronha - CEO & Member of Executive Board

Conference Call Participants

Bernardo Guttmann - XP

Carlos Gomez-Lopez - HSBC Global Investment Research

Daer Labarta - Goldman Sachs Group, Inc., Research Division

Daniel Vaz - J. Safra Corretora de Valores e Cambio Ltda, Research Division

Eduardo Nishio - Brasil Plural Corretora de Cambio, Titulose Valores Mobiliários S.A., Research Division

Eduardo Rosman - Banco BTG Pactual S.A., Research Division

Gustavo Schroden - Citigroup Inc., Research Division

Henrique Navarro - Santander Investment Securities Inc., Research Division

Jorge Kuri - Morgan Stanley, Research Division

Mario Lucio S Pierry - BofA Securities, Research Division

Pedro Leduc - Itaú Corretora de Valores S.A., Research Division

Renato Meloni - Autonomous

Thiago Bovolenta Batista - UBS Investment Bank, Research Division

Yuri Rocha Fernandes - JPMorgan Chase & Co, Research Division

Presentation

Marcelo de Araujo Noronha

Good morning, everyone. I am Marcelo Noronha. I'm speaking directly from the headquarters of Bradesco at Cidade de Deus to present our earnings results referring to the second quarter of 2025. We are speaking live. It is now 10:31 a.m. in Brazil. Thank you very much to all of you for joining us in another earnings conference call.

Almost straight to the point to what matters. We disclosed yesterday our earnings. We reached a recurring net income of BRL 6.1 billion, posting a significant 28.6% growth year-over-year with an ROAE 14.6%, plus up 3.2 percentage points year-on-year....

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