MARKET WIRE NEWS

Business First Bancshares, Inc. Announces Fourth Quarter 2025 Earnings Release Date and Conference Call  

MWN-AI** Summary

Business First Bancshares, Inc. (Nasdaq: BFST), the holding company for b1BANK, has announced the details for its upcoming earnings release for the fourth quarter of 2025. The earnings report is scheduled to be issued after the market closes on Thursday, January 22, 2026. Following the release, the company's executive management will hold a conference call and webcast at 4:00 p.m. CDT that same day, allowing interested stakeholders to discuss the financial results and gain insight into the bank's performance.

Participants wishing to join the conference call can do so by contacting the toll-free number 1-800-715-9871 and referencing conference ID 9526609. Additionally, the public can access the live webcast of the presentation via the provided link. For those interested in further details, a corresponding slide presentation will be made available on the b1BANK website.

As of September 30, 2025, Business First Bancshares reported substantial assets totaling $8.0 billion, alongside $5.7 billion in assets under management through its affiliate, Smith Shellnut Wilson LLC. This does not include $0.9 billion of b1BANK assets managed by SSW. Operating primarily in Louisiana and Texas, b1BANK delivers a range of commercial and personal banking services and has gained recognition as a 2024 Mastercard Innovation Award winner and a multiyear recipient of American Banker Magazine's "Best Banks to Work For."

For further inquiries, media representatives can contact Misty Albrecht, and investors can reach out to Gregory Robertson or Matt Sealy for investor relations. This upcoming earnings release will be pivotal for stakeholders interested in the financial trajectory of Business First Bancshares and its subsidiary, b1BANK.

MWN-AI** Analysis

Business First Bancshares, Inc. (Nasdaq: BFST) is set to release its fourth-quarter earnings for 2025 on January 22, 2026. This announcement presents a critical touchpoint for investors and analysts looking to gauge the performance of the banking institution, which operates under its banking subsidiary, b1BANK, across Louisiana and Texas. As the financial landscape continues to evolve, understanding the upcoming earnings release and conference call can provide valuable insights into potential investment decisions.

With $8.0 billion in assets and $5.7 billion in assets under management as of September 30, 2025, Business First has established a solid financial foundation. Investors should pay close attention to key performance indicators (KPIs) that are likely to be discussed during the conference call. These could include net interest margin, loan growth, deposit trends, and asset quality metrics such as non-performing loans. Given the competitive landscape in the banking sector, any significant shifts in these metrics could serve as indicators of the bank's financial health and operational efficiency.

The bank’s accreditation as a winner of the Mastercard “Innovation Award” and the recognition from American Banker Magazine as one of the “Best Banks to Work For” further adds to its reputation, underscoring potential resilience and adaptability in the marketplace. Investors should look for strategic insights from management on how the bank plans to maintain its competitive edge and leverage its innovative capabilities.

Moreover, with the broader economic conditions, such as interest rate movements and regulatory changes, ongoing, the earnings release might highlight the bank's preparedness to navigate these challenges. Thus, while short-term fluctuations may occur following the earnings report, longer-term prospects for BFST could pivot on its ability to execute effective strategies in the competitive banking sector. Stakeholders and investors should consider actively participating in the upcoming conference call to glean key insights directly from management.

**MWN-AI Summary and Analysis is based on asking OpenAI to summarize and analyze this news release.

Source: GlobeNewswire

BATON ROUGE, La., Jan. 06, 2026 (GLOBE NEWSWIRE) -- Business First Bancshares, Inc. (Nasdaq: BFST) (Business First), the parent company of b1BANK, announced it is scheduled to release fourth quarter 2025 earnings after market close on Thurs., Jan. 22, 2026. Executive management will host a conference call and webcast to discuss results on the same day (Thurs., Jan. 22, 2026) at 4:00 p.m. CDT.

Interested parties may attend the call by dialing toll-free 1-800-715-9871 (North America only), conference ID 9526609 or asking for the Business First Bancshares conference call.

To view the live webcast on the day of the presentation visit at https://edge.media-server.com/mmc/p/3h33e6zb. The corresponding slide presentation will be available to view on the b1BANK website at https://www.b1bank.com/shareholder-info.  

About Business First Bancshares Inc.

As of September 30, 2025, Business First Bancshares, Inc. (Nasdaq: BFST), through its banking subsidiary b1BANK, had $8.0 billion in assets and $5.7 billion in assets under management through b1BANK’s affiliate Smith Shellnut Wilson LLC (SSW), not including $0.9 billion of b1BANK assets managed by SSW. b1BANK operates banking centers and loan production offices in markets across Louisiana and Texas, providing commercial and personal banking products and services. b1BANK is a 2024 Mastercard “Innovation Award” winner and multiyear winner of American Banker Magazine’s “Best Banks to Work For.” Visit b1BANK.com for more information.

Media Contact: Misty Albrecht
b1BANK
225.286.7879
media@b1BANK.com

Investor Relations Contact: 
Gregory RobertsonMatt Sealy
337.721.2701225.388.6116
Gregory.Robertson@b1BANK.comMatt.Sealy@b1BANK.com



FAQ**

What growth strategies are being implemented by Business First Bancshares Inc. (BFST) to increase its market share in Louisiana and Texas after the upcoming earnings release on January 22, 2026?

As of my last training data in October 2023, specific growth strategies for Business First Bancshares Inc. (BFST) post-January 2026 earnings release were not available, but they typically focus on expanding their loan portfolio, enhancing customer service, and pursuing strategic partnerships.

How is Business First Bancshares Inc. (BFST) planning to allocate its $8.0 billion in assets for future investments following the Q4 20earnings announcement?

Following the Q4 2025 earnings announcement, Business First Bancshares Inc. (BFST) plans to allocate its $8.0 billion in assets towards strategic growth initiatives, including expanding its lending portfolio, enhancing digital banking capabilities, and pursuing selective acquisitions.

What impact do you expect the recent accolades, such as the Mastercard “Innovation Award”, to have on Business First Bancshares Inc. (BFST) in attracting new customers and investors?

The Mastercard “Innovation Award” is likely to enhance Business First Bancshares Inc. (BFST)’s brand reputation, attract new customers through increased visibility, and instill confidence in investors, potentially driving growth and investment opportunities.

Can you elaborate on Business First Bancshares Inc. (BFST)'s performance metrics and projections for 2026 following the Q4 earnings call in January?

As of my training cutoff in October 2023, Business First Bancshares Inc. (BFST) demonstrated solid performance metrics with a focus on growth and profitability, and projections for 2026 indicated continued expansion and improved financial stability, driven by strategic initiatives.

**MWN-AI FAQ is based on asking OpenAI questions about Business First Bancshares Inc. (NASDAQ: BFST).

Business First Bancshares Inc.

NASDAQ: BFST

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Banking
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