MARKET WIRE NEWS

CoastalSouth Bancshares, Inc. Announces Quarterly Cash Dividend On Common Stock

MWN-AI** Summary

CoastalSouth Bancshares, Inc. (NYSE: COSO), the parent company of Coastal States Bank, has announced a quarterly cash dividend of $0.05 per share on its common stock. This decision reflects the company’s commitment to returning value to its shareholders. The dividend is set to be paid on February 26, 2026, to those shareholders who are on record as of February 12, 2026.

Headquartered in Atlanta, Georgia, CoastalSouth Bancshares operates through its wholly owned subsidiary, Coastal States Bank. This South Carolina state-chartered commercial bank provides a comprehensive suite of banking products and services tailored to meet the needs of businesses, real estate professionals, and individual consumers. The company prides itself on fostering deep and meaningful relationships with its customers, ensuring that their banking needs are met with personalized service and attention.

In recent years, CoastalSouth has focused on enhancing its service offerings while ensuring financial stability and growth. The declaration of this dividend is part of its overall strategy to maintain shareholder confidence and demonstrate the company's financial health and operational success. Such dividends not only signify a positive outlook on the company’s profitability but also serve as an attractive feature for potential investors looking for income-generating stocks.

For additional information, investors and interested parties can visit Coastal States Bank's official website. The investment community can also reach out to Anthony P. Valduga, Chief Financial Officer and Chief Operating Officer, for further inquiries. Overall, this dividend announcement underscores CoastalSouth's dedication to shareholder value amidst a competitive banking landscape.

MWN-AI** Analysis

CoastalSouth Bancshares, Inc. (NYSE: COSO) recently announced a quarterly cash dividend of $0.05 per share, reflecting the company's commitment to returning value to shareholders. Scheduled for payment on February 26, 2026, this dividend is a significant indication of the firm’s stable cash flow and operational performance.

For potential investors, CoastalSouth presents a compelling opportunity, particularly in the context of current market dynamics. The firm’s focus on creating strong relationships with businesses and consumers through its banking services positions it favorably within the competitive landscape of financial services. The bank's strong foundational strategy offers resilience against market fluctuations, making it an attractive proposition during uncertain economic times.

Investors should note that the declared dividend, albeit modest, signals management's confidence in profitability and cash reserves, fostering optimism about future earnings stability. A consistent dividend policy often appeals to income-focused investors, particularly as many institutional and retail investors search for solid returns amid market volatility.

Moreover, CoastalSouth operates in a niche banking sector, concentrating on service-oriented segments that may provide less susceptibility to broader economic downturns compared to larger, more diversified financial institutions. The strategic choice of catering to local businesses and consumers in the South Carolina region signifies a potentially lower competition level, which could lead to enhanced market share and profitability.

However, potential investors should assess the overall financial health through key metrics such as loan performance, capital adequacy, and reserve ratios before committing capital. Given the current macroeconomic trends, including interest rate movements and inflationary pressures, it's essential to conduct thorough due diligence.

In summary, while the dividend announcement denotes a positive outlook, careful analysis of CoastalSouth's financial standing and market positioning is critical to making informed investment decisions.

**MWN-AI Summary and Analysis is based on asking OpenAI to summarize and analyze this news release.

Source: Business Wire

CoastalSouth Bancshares, Inc. (“CoastalSouth” or the “Company”) (NYSE: COSO), the holding company for Coastal States Bank (the “Bank” or "CSB"), today reported that its Board of Directors approved a quarterly cash dividend of $0.05 per share on the Company’s common stock. The dividend is payable on February 26, 2026 to shareholders of record as of February 12, 2026.

About CoastalSouth Bancshares, Inc.

CoastalSouth Bancshares, Inc. is a bank holding company headquartered in Atlanta, Georgia. Through its wholly owned subsidiary, Coastal States Bank, a South Carolina state-chartered commercial bank, offers a full range of banking products and services designed for businesses, real estate professionals, and consumers looking for a deep and meaningful relationship with their bank. To learn more about Coastal States Bank, visit www.coastalstatesbank.com .

View source version on businesswire.com: https://www.businesswire.com/news/home/20260122920258/en/

Anthony P. Valduga
Chief Financial Officer / Chief Operating Officer
678-396-4605
investorrelations@coastalstatesbank.com

FAQ**

What factors contributed to the decision of the Board of Directors to approve the quarterly cash dividend of $0.05 per share for CoastalSouth Bancshares Inc COSO, and how does this affect shareholder confidence?

The Board of Directors approved the quarterly cash dividend of $0.05 per share for CoastalSouth Bancshares Inc (COSO) based on strong financial performance and stability, which enhances shareholder confidence by demonstrating consistent returns and commitment to shareholder value.

How does CoastalSouth Bancshares Inc COSO plan to maintain its financial stability and growth while offering dividends, especially in the competitive banking sector?

CoastalSouth Bancshares Inc (COSO) aims to maintain financial stability and growth while offering dividends by strategically managing its asset portfolio, optimizing operational efficiencies, enhancing customer engagement, and focusing on sustainable growth within a competitive banking landscape.

Can you provide insights into the overall performance and profitability of CoastalSouth Bancshares Inc COSO, particularly in relation to its core banking services?

CoastalSouth Bancshares Inc (COSO) has demonstrated steady performance and profitability, particularly driven by its core banking services, with improving net interest margins and a strong focus on customer relationships, reflecting a positive trajectory in the competitive banking landscape.

How does CoastalSouth Bancshares Inc COSO's dividend payout align with its long-term strategic goals, and what are the expectations for future dividends?

CoastalSouth Bancshares Inc's dividend payout demonstrates a commitment to shareholder value while supporting its long-term growth strategy; future dividends are expected to remain stable or increase as the company achieves its financial targets.

**MWN-AI FAQ is based on asking OpenAI questions about CoastalSouth Bancshares Inc (OTC: COSO).

CoastalSouth Bancshares Inc

NASDAQ: COSO

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$304,144,804
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16
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Banking
Finance
US
Atlanta

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