CVB Financial Corporation (CVBF) Q4 2024 Earnings Call Transcript

2025-01-23 21:25:04 ET

CVB Financial Corporation (CVBF)

Q4 2024 Earnings Conference Call

January 23, 2024, 10:30 ET

Company Participants

Allen Nicholson - EVP & CFO

David Brager - President, CEO & Director

Conference Call Participants

David Feaster - Raymond James

Andrew Terrell - Stephens

Ahmad Hasan - D.A. Davidson & Co.

Adam Butler - Piper Sandler & Co.

Kelly Motta - KBW

Timothy Coffey - Janney Montgomery Scott

Presentation

Operator

Good morning, ladies and gentlemen, and welcome to the Fourth Quarter of 2024 CVB Financial Corporation and its subsidiary, Citizens Business Bank Earnings Conference Call. My name is Shuri, and I am your operator for today. [Operator Instructions] Please note, this call is being recorded.

I would now like to turn the presentation over to your host for today's call, Allen Nicholson, Executive Vice President and Chief Financial Officer. You may proceed.

Allen Nicholson

Thank you, Shuri, and good morning, everyone. Thank you for joining us today to review our financial results for the fourth quarter of 2024. Joining me this morning is Dave Brager, President and Chief Executive Officer.

Our comments today will refer to the financial information that was included in the earnings announcement released yesterday. To obtain a copy, please visit our website at www.cbbank.com and click on the Investors tab. The speakers on this call claim the protection of the safe harbor provisions contained in the Private Securities Litigation Reform Act of 1995. For a more complete discussion of the risks and uncertainties that may cause actual results to differ materially from our forward-looking statements, please see the company's annual report on Form 10-K for the year ended December 31, 2023, and in particular, the information set forth in Item 1A risk factors therein. For a more complete version of the company's safe harbor disclosure, please see the company's earnings release issued in connection with this call.

I'll now turn the call over to Dave Brager.

David Brager

Thank you, Allen. Good morning, everyone. First, I want to say that our thoughts and prayers are with the victims and those impacted by the devastating wildfires that occurred in Los Angeles County. Citizens Business Bank organized a response around 4 key issues: our associates, our customers, our facilities and our corporate response for our communities....

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