MARKET WIRE NEWS

Exchange Bank Announces Grand Opening of Marin and Petaluma Branches

MWN-AI** Summary

Exchange Bank (OTC: EXSR) has announced the grand opening of two new branches in Marin and Petaluma, California, as part of its strategy to enhance access to community-focused banking in the North Bay region. The full-service branch in San Rafael, located at 3950 Civic Center Dr., aims to build on the existing Trust and Investment Management services the bank has offered. Operating hours for the Marin branch are Monday to Friday from 9 AM to 12 PM.

The new Petaluma West branch, now situated at 200 Kentucky St., showcases Exchange Bank's commitment to modernizing its banking experience. This expansion process not only signifies strategic growth but also aligns with the bank’s mission to empower local communities and foster long-lasting relationships. Troy Sanderson, President and CEO, emphasized that the bank has been a part of Petaluma since 1973 and is excited to provide broader services to meet customer needs better.

Both branches are designed with a customer-centric focus, featuring collaborative meeting spaces and staff committed to the local community. Sanderson envisions these branches serving as catalysts for connection and economic opportunity for families and businesses alike. The grand openings are scheduled for early 2026, building anticipation for the bank's continued investment in the region.

Founded in 1890 and headquartered in Sonoma County, Exchange Bank is a respected community bank with assets exceeding $3.30 billion. It serves customers through 19 branches while emphasizing values such as commitment and integrity. The bank has received numerous accolades, including multiple "Best Places to Work" awards and recognition for its community contributions. For more information, visit www.exchangebank.com.

MWN-AI** Analysis

Exchange Bank's recent announcement of the grand openings for its Marin and Petaluma branches represents a strategic growth opportunity that investors should closely monitor. With over 135 years of community-focused banking, the expansion into these new markets not only signifies a commitment to personal banking but also positions Exchange Bank (OTC: EXSR) to cater to a diverse clientele.

The new branches come equipped with modern, customer-centric designs and a full suite of banking services, which is critical to attracting both personal and business clients. Market analysts should note that the investment in these branches aligns with current trends prioritizing local banking relationships over big bank anonymity. As retail banking incorporates technology with personalized service, Exchange Bank seems to find an optimal balance, appealing to customers' desires for community engagement and digital convenience.

From a financial perspective, Exchange Bank's robust asset base of over $3.30 billion supports its expansion efforts. Furthermore, the bank's reputation for excellence, underscored by multiple "Best Places to Work" and "Best Bank" awards, enhances its brand equity. Investors may foresee potential growth in loan and deposits volumes as these new branches help capture market share in both Marin and Petaluma.

It’s also worth monitoring how the competitive landscape in these new markets evolves. Exchange Bank's established presence, alongside its emphasis on relationship-building, could serve as a competitive advantage against larger banks that often lack local presence.

In conclusion, Exchange Bank's expansion appears to be a well-calculated move towards sustainable growth. Investors should consider the implications of this strategy, particularly as it seeks to strengthen community ties while offering comprehensive banking solutions. Keeping an eye on the operational performance of these new branches will be essential in assessing the bank's future market share and profitability prospects.

**MWN-AI Summary and Analysis is based on asking OpenAI to summarize and analyze this news release.

Source: Business Wire

Exchange Bank (OTC: EXSR) is pleased to announce the grand opening of two full-service branch locations as part of its ongoing commitment to expanding access to personal, relationship-driven banking across the North Bay. The new branches—located in San Rafael and Petaluma will offer a complete suite of consumer and business banking services, along with the trusted community-first approach that has defined the bank for more than 135 years.

This press release features multimedia. View the full release here: https://www.businesswire.com/news/home/20260209601178/en/

Exchange Bank Grand Opening Event with the Petaluma Area Chamber of Commerce

The addition of the full-service Marin Branch located at 3950 Civic Center Dr suite 101, San Rafael, CA 94903, will allow Exchange Bank the opportunity to provide enhanced services for the local and business community, building on the previous Trust and Investment Management presence. The Marin Branch operates Monday through Friday from 9:00 a.m. to 12:00 p.m.

The beautifully designed new Petaluma West Branch has been relocated to 200 Kentucky St, Petaluma, CA 94952. The location offers a first glimpse of the new vision for the next generation of Exchange Bank. This expansion reflects not only strategic growth, but also a deep continuation of the bank’s mission to invest in local neighborhoods, strengthen economic opportunity, and build relationships that last for generations.

“Exchange Bank has been serving the Petaluma community since our first Petaluma branch opened in 1973 and similarly, we have been offering our wealth management services in San Rafael since opening the office in 2023,” said President and CEO Troy Sanderson. “While we have been established within these communities for years, we are thrilled to expand our services to better meet the needs of our customers.”

Each new location will feature a modern customer-centric design, meeting spaces, and a dedicated team of bankers rooted in the communities they serve.

“With every new branch, we reaffirm our belief that strong communities and strong local banks go hand in hand,” added Troy Sanderson “My hope is that these branches become a catalyst for opportunity, connection, and continued growth for families and businesses across the area. We’re not just opening doors—we’re opening possibilities.”

Both new branch locations opened in December 2025 with grand opening celebrations planned for the new year.

About Exchange Bank

Headquartered in Sonoma County and founded in 1890, Exchange Bank is a full-service community bank with assets over $3.30 billion. The Bank offers a comprehensive range of personal and business banking services including personal and business financing, and Trust and Investment Management services. Exchange Bank serves customers through 19 retail branches across the North Bay and Roseville, along with Trust & Investment Management offices located in Santa Rosa, Roseville, Marin County, and Silicon Valley.

Exchange Bank’s long-standing legacy of financial leadership and community support is grounded in its core values of commitment, respect, integrity, and teamwork. The Bank is known for its people—professionals who care deeply about their customers, their colleagues, and the communities where they live and work.

Exchange Bank is a 20-time recipient of the North Bay Business Journal’s Best Places to Work award and a 14-time winner of Best Bank of Sonoma County in the Press Democrat Readers’ Choice Awards (2025). Additional honors include Best Consumer Bank by NorthBay biz Magazine’s Best of the North Bay readers’ poll and Best Local Bank by The Petaluma Argus-Courier People’s Choice Awards (2025). Exchange Bank also received the 2025 San Francisco Business Times Corporate Philanthropy Award, and Bohemian Magazine’s Best of the North Bay 2025 named the Bank both Best Business Bank and Best Consumer Bank.

In 2026, Exchange Bank earned national recognition as one of America’s Best Regional Banks by Newsweek.

For more information, visit www.exchangebank.com .

Member FDIC — Equal Housing Lender — Equal Opportunity Employer

View source version on businesswire.com: https://www.businesswire.com/news/home/20260209601178/en/

Suzanne Knowlton, VP/Director of Marketing & Community Relations
Exchange Bank
PO Box 403
Santa Rosa, CA 95402
Suzanne.Knowlton@exchangebank.com

FAQ**

How does Exchange Bank EXSR plan to measure the success of its new locations in San Rafael and Petaluma in expanding its community-driven banking services?

Exchange Bank EXSR plans to measure the success of its new locations in San Rafael and Petaluma by analyzing key performance indicators such as customer growth, community engagement metrics, and the volume of community-driven services utilized by local residents.

What specific services will be highlighted at the new Exchange Bank EXSR branches to enhance consumer and business banking experiences?

The new Exchange Bank EXSR branches will highlight personalized banking services, advanced digital solutions, enhanced business advisory services, streamlined loan processes, and financial education programs to elevate both consumer and business banking experiences.

How will Exchange Bank EXSR ensure that its community-first approach continues to resonate with customers at the new branch locations?

Exchange Bank EXSR will ensure its community-first approach resonates with customers at new branch locations by actively engaging in local initiatives, fostering partnerships with local organizations, and tailoring services to meet the specific needs of each community.

What are the future expansion plans for Exchange Bank EXSR beyond the recent openings in Marin and Petaluma, particularly in underserved areas?

Exchange Bank EXSR plans to further expand its footprint by targeting underserved areas in Northern California, focusing on community-centric banking services and leveraging technology to enhance accessibility and customer experience in future branches.

**MWN-AI FAQ is based on asking OpenAI questions about Exchange Bank (OTC: EXSR).

Exchange Bank

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