First Commonwealth to Host Fourth Quarter and Full-Year 2025 Earnings Conference Call on Wednesday, January 28, 2026

First Commonwealth Financial Corporation (NYSE: FCF), based in Indiana, Pennsylvania, is set to host its Fourth Quarter and Full-Year 2025 Earnings Conference Call on Wednesday, January 28, 2026, at 2:00 p.m. Eastern Time. The conference will be led by T. Michael Price, the President and CEO, along with key executives including CFO James Reske, Chief Revenue Officer Jane Grebenc, Chief Banking Officer Mike McCuen, and Chief Credit Officer Brian Sohocki.

The company will release its financial results for the quarter ending December 31, 2025, after market hours on January 27, 2026. Participants can access the call via a live and replay webcast on the First Commonwealth Investor Relations website or by phone using the provided numbers. For those joining by phone, the U.S. toll-free number is 1-888-330-3181, and the international line is 1-646-960-0699, with a conference ID of 4651379. A replay will be available shortly after the call concludes.

Participants are encouraged to submit questions via email to investorrelations@fcbanking.com starting at 9:00 a.m. on the day of the event until its conclusion, ensuring an interactive session. The archived webcast will remain accessible for at least 30 days for those unable to attend live.

First Commonwealth Financial Corporation operates 126 community banking offices across 30 counties in western and central Pennsylvania and Ohio, offering a plethora of financial services, including commercial and consumer banking, mortgage, and insurance products. For further details or to open an account, visit their website at www.fcbanking.com.

As First Commonwealth Financial Corporation prepares for its Fourth Quarter and Full-Year 2025 earnings conference call scheduled for January 28, 2026, investors should closely monitor several key indicators that could influence market sentiment.

First, the company's performance metrics, including net interest income and non-interest income, will be critical. Given the current interest rate environment and potential changes by the Federal Reserve, analysts will be keen to see how First Commonwealth is navigating interest margins and loan growth. Any indication of sustained loan demand or improvement in the deposit franchise could provide a further bullish signal.

Additionally, it is important to analyze First Commonwealth’s asset quality, particularly in light of recent economic headwinds. The commentary from Brian Sohocki, Chief Credit Officer, will offer insights into credit provisioning, non-performing loans, and overall loan loss reserves. A reduction in provisioning or stable asset quality could indicate stronger financial health and operational resilience.

The market will likely be attuned to the growth strategy articulated by T. Michael Price, the CEO. Analysts will evaluate any commentary around strategic acquisitions, expansion plans, or new product offerings, particularly in wealth management and commercial lending, sectors where growth prospects remain robust.

Equally crucial will be any updates regarding macroeconomic conditions impacting the banks' operating regions, such as Pennsylvania and Ohio. Such insights could shape market expectations regarding future performance amid economic fluctuations.

Investors should keep an eye on these factors leading up to and following the earnings release, particularly on January 27, when the press release will provide preliminary numbers. As the market digests this information, volatility may arise, presenting both risks and opportunities depending on First Commonwealth’s financial trajectory and market response.