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First Keystone Corporation Announces First Quarter Dividend

MWN-AI** Summary

First Keystone Corporation (OTCID: FKYS), the parent company of First Keystone Community Bank, has declared a quarterly cash dividend of $0.28 per share for the first quarter of 2026. Shareholders of record as of March 12, 2026, will be eligible for this dividend, which will be payable on March 31, 2026. This dividend amount remains consistent with the first quarter dividend distributed in 2025.

The Corporation reported impressive financial results for the year ending December 31, 2025, showcasing record balance sheet growth and sustained profitability. Key performance indicators included total assets reaching $1.53 billion, marking a 7.3% increase year-over-year. Total loans increased slightly by 0.1%, totaling approximately $948.9 million. Total deposits saw a more significant rise of 8.8%, bringing the number to $1.14 billion. Additionally, net interest income rose by 16.8% to $37.7 million, while net income soared by 157.7% to $7.6 million, translating to $1.22 per share.

As First Keystone Corporation looks forward to 2026, management aims to solidify its position as a leading financial services provider in the communities it serves. The release notes that the financial data presented is subject to change due to consideration of subsequent events that may arise before the consolidated financial statements are filed with the SEC.

First Keystone Community Bank operates multiple offices across various counties, offering personalized business and banking services. For inquiries regarding stock purchases, several brokerage options are provided. Forward-looking statements in the announcement indicate potential unpredictability in actual results due to various external factors.

MWN-AI** Analysis

First Keystone Corporation (OTCID: FKYS) recently announced a quarterly cash dividend of $0.28 per share for the first quarter of 2026, which matches the dividend from the same period in 2025. This stable dividend, combined with the Company’s impressive financial performance as of December 31, 2025, positions the stock as an attractive option for income-focused investors.

The Corporation reported substantial growth in key indicators, including total assets which increased by 7.3% to $1.53 billion. Both total deposits and net interest income saw significant gains, with total deposits rising by 8.8% and net interest income climbing 16.8%. Notably, net income surged by an extraordinary 157.7%, reflecting effective management and enhanced operational profitability.

For potential investors, a consistent dividend stream coupled with strong earnings growth signals reliability and a commitment to returning value to shareholders. The stability of the dividend underlines the Corporation’s sound financial health, making it a leader in the local community banking sector, especially as it operates in several Pennsylvania counties.

Nevertheless, prospective investors should exercise caution and consider the broader economic environment. Despite favorable current performance, several risks such as regulatory hurdles and competitive pressures could impact future profitability. Therefore, the stock should be evaluated in the context of one’s overall investment strategy, particularly with respect to risk tolerance and income needs.

Investors interested in acquiring First Keystone Corporation’s stock may reach out to brokers like RBC Wealth Management and Stifel Nicolaus for assistance. Overall, while the dividend and growth metrics suggest a solid investment opportunity, careful consideration of the inherent risks is advised for a well-rounded investment decision.

**MWN-AI Summary and Analysis is based on asking OpenAI to summarize and analyze this news release.

Source: Business Wire

First Keystone Corporation (the “Corporation”) (OTCID: FKYS), parent company of First Keystone Community Bank, declared a $0.28 per share quarterly cash dividend to shareholders of record as of March 12, 2026, payable March 31, 2026.

Cash dividends amounted to $0.28 per share for the first quarter of 2026, the same amount paid in the first quarter of 2025.

During 2025, the Corporation again achieved some record balance sheet levels and continued profitability. Key performance indicators and balance sheet measures at December 31, 2025 and year-to-date income statement results as of December 31, 2025 vs. the same period in 2024 are as follows:

  • Assets amounted to $1,532,439,000, an increase of 7.3%
  • Total Loans grew 0.1% to $948,925,000
  • Total Deposits were $1,137,437,000, an 8.8% increase
  • Net interest income increased 16.8% to $37,717,000
  • Net income increased 157.7% to $7,622,000 and on a per share basis, 157.0% to $1.22/share

The Corporation looks forward to 2026 as being the financial services provider of choice to our customers and the communities we serve.

Management considers subsequent events occurring after the balance sheet date for matters which may require adjustment to, or disclosure in, the consolidated financial statements. The review period for subsequent events extends up to and including the filing date of a public company’s consolidated financial statements when filed with the Securities and Exchange Commission (“SEC”). Accordingly, the financial information in this announcement is subject to change.

First Keystone Community Bank provides innovative business and personal banking products that focus on “Yesterday’s Traditions. Tomorrow’s Vision.” The Bank currently operates offices in Columbia (5), Luzerne (8), Montour (1), Monroe (4), and Northampton (1) counties.

Inquiries regarding the purchase of the Corporation’s stock may be made through the following brokers: RBC Wealth Management, 800-223-4207; Janney Montgomery Scott, Inc., 800-526-6397; Boenning & Scattergood, Inc., 800-883-1212; and Stifel Nicolaus & Co. Inc., 800-679-5446.

Note: This press release may contain forward-looking statements as defined in the Private Securities Litigation Reform Act of 1995. Actual results and trends could differ materially from those set forth in such statements due to various factors. These factors include operating, legal and regulatory risks, changing economic and competitive conditions and other risks and uncertainties.

For more information on First Keystone Community Bank or its parent company, First Keystone Corporation, please contact Jack W. Jones at 570-752-3671.

View source version on businesswire.com: https://www.businesswire.com/news/home/20260304696876/en/

Jack W. Jones
570-752-3671

FAQ**

What key strategies does First Keystone Corp. (FKYS) plan to implement in 2026 to maintain its position as a leading financial services provider in the communities it serves?

First Keystone Corp. (FKYS) plans to enhance its digital banking capabilities, expand community engagement initiatives, leverage data analytics for personalized services, and pursue strategic partnerships to strengthen its competitive edge in 2026.

Given the significant increase in net income by 157.7%, what factors contributed to First Keystone Corp. (FKYS) achieving this remarkable growth in profitability during 2025?

First Keystone Corp. (FKYS) achieved a 157.7% increase in net income during 2025 due to factors such as enhanced operational efficiency, increased loan demand, higher interest margins, strategic cost management, and successful investment in high-return projects.

How does First Keystone Corp. (FKYS) plan to utilize its assets, which grew by 7.3%, to enhance shareholder value and support community banking initiatives in the coming year?

First Keystone Corp. (FKYS) aims to leverage its 7.3% asset growth by investing in community banking initiatives, enhancing customer services, and deploying capital strategically to drive profitability and ultimately boost shareholder value in the coming year.

What potential risks does First Keystone Corp. (FKYS) foresee that could impact its future financial performance as mentioned in the forward-looking statements of their press release?

First Keystone Corp. (FKYS) anticipates potential risks including economic downturns, regulatory changes, competitive pressures, interest rate fluctuations, and credit quality deterioration that could negatively impact its future financial performance.

**MWN-AI FAQ is based on asking OpenAI questions about First Keystone Corp. (OTC: FKYS).

First Keystone Corp.

NASDAQ: FKYS

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Banking
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