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Farmers & Merchants Bank of Long Beach Declares Fourth-Quarter Cash Dividend Payment of $28 Per Share; Also Declares Special Christmas Dividend of $15 Per Share

MWN-AI** Summary

Farmers & Merchants Bank of Long Beach (OTCQX: FMBL) has announced the declaration of its fourth-quarter cash dividend of $28 per share alongside a special Christmas dividend of $15 per share. Both dividends are set to be payable on December 15, 2025, to shareholders of record as of November 28, 2025. This announcement reflects the bank’s commitment to rewarding its shareholders, marking its 534th and 535th dividend payments since its inception.

Founded in 1907 by C.J. and Carrie D. Walker, Farmers & Merchants Bank has a long-standing tradition of dividend payments, having consistently distributed dividends to shareholders since 1916, with the quarterly dividend amount never decreasing over the years. This reliability underscores the bank's solid financial foundation and its dedication to providing value to its shareholders.

In addition to dividend announcements, the bank emphasizes the importance of maintaining direct communication with its shareholders. Shareholders with brokerage accounts that are classified as “Objecting Beneficial Owners” (OBOs) are encouraged to have their status changed to “Non-Objecting Beneficial Owners” (NOBOs) to receive timely updates directly from the bank.

Farmers & Merchants Bank offers a variety of banking services, including commercial and small business banking, home loans, and retail banking products. With a network of 27 branches from San Clemente to Santa Barbara, as well as robust online and mobile banking options, the bank continues to serve its clients effectively. Deposits are insured by the Federal Deposit Insurance Corporation (FDIC), reinforcing its status as a reliable financial institution. For more information, visit www.fmb.com.

MWN-AI** Analysis

Farmers & Merchants Bank of Long Beach's recent declaration of a quarterly cash dividend of $28 per share, along with a special Christmas dividend of $15 per share, signals a positive trend for both the bank and its shareholders. With these payments totaling $43 per share, investors can expect to see a notable cash return, particularly appealing in a low-yield environment where consistent dividends are increasingly valued.

Historically, Farmers & Merchants Bank has not only maintained but also increased its dividend payouts since their inception in 1916, marking the recent announcements as the 534th and 535th payments. A consistent dividend strategy practical demonstrates the bank's commitment to returning value to its shareholders and indicates stable, sustainable profitability. The fact that the quarterly dividend has never decreased reinforces investor confidence and underlines the financial health of the institution.

Furthermore, this dual dividend declaration is particularly timely, as it provides a festive benefit to shareholders right before the holiday season. The Bank's ability to reward shareholders with both regular and special dividends suggests robust operational performance and management's confidence in continued earnings growth.

For potential investors, now could be an opportune moment to consider purchasing shares of Farmers & Merchants Bank. The attractive yield and historical reliability indicate a sound investment choice, particularly for income-focused portfolios. Current shareholders are advised to ensure their brokerage designations are set to Non-Objecting Beneficial Owner, which facilitates direct communication and the potential for timely updates.

In conclusion, as the financial landscape continues to navigate uncertainty, Farmers & Merchants Bank stands out with its strong dividend history, making it a compelling consideration for both current and prospective investors seeking financial stability and income.

**MWN-AI Summary and Analysis is based on asking OpenAI to summarize and analyze this news release.

Source: Business Wire

-- Declarations Represent 534th and 535th Dividend Payments, Respectively, Paid to Shareholders Since 1916--

We always want to keep our shareholders updated about what’s happening at Farmers & Merchants Bank of Long Beach. To do this, we need to be able to contact you directly. If your F&M shares are held through your brokerage, your account may be designated as an “Objecting Beneficial Owner,” (or “OBO”). Please ask your broker to designate you as a “Non-Objecting Beneficial Owner,” (or “NOBO”). This way, you’ll receive our updates directly from F&M in a timely manner. If you have questions, call us at 562-499-4829 or email Kevin.Tiber@FMB.com .

Farmers & Merchants Bank of Long Beach (OTCQX: FMBL) today announced that its board of directors has approved the Bank’s regular quarterly cash dividend of $28 per share on the Bank’s common stock and a special Christmas dividend of $15 per share on the Bank’s common stock.

Both the quarterly and special dividend are payable on December 15, 2025 to shareholders of record as of November 28, 2025.

The declarations represent F&M’s 534th and 535th dividend payments, respectively, including special dividends. F&M has paid dividends each year to shareholders since 1916, and the value of F&M’s quarterly dividend has never decreased.

About Farmers & Merchants Bank of Long Beach

Founded in Long Beach in 1907 by C.J. and Carrie D. Walker, Farmers & Merchants Bank provides white-glove service to clients at 27 branches from San Clemente to Santa Barbara, as well as through its Online and Mobile Banking platforms. The Bank offers commercial and small business banking, business loan programs, home loans, and a robust offering of consumer retail banking products, including checking, savings and youth accounts. Farmers & Merchants Bank is a California state-chartered bank with deposits insured by the Federal Deposit Insurance Corporation (Member FDIC) and an Equal Housing Lender. For more information about F&M, please visit the website, www.fmb.com .

View source version on businesswire.com: https://www.businesswire.com/news/home/20251124089324/en/

Kevin Tiber
President
562-499-4829

Roger Pondel
PondelWilkinson Inc.
Corporate & Investor Relations
310-279-5980
investor@pondel.com

FAQ**

What factors have contributed to Farmers & Merchants Bank of Long Beach FMBL maintaining a consistent dividend payout without reductions since 1916?

Farmers & Merchants Bank of Long Beach has maintained a consistent dividend payout since 1916 due to its strong financial stability, conservative lending practices, a diverse income stream, prudent management, and a commitment to shareholder returns.

How does Farmers & Merchants Bank of Long Beach FMBL plan to sustain its recent dividend increases in the competitive banking sector?

Farmers & Merchants Bank of Long Beach plans to sustain its recent dividend increases by focusing on strong asset quality, prudent risk management, and leveraging its solid earnings growth while navigating the competitive banking landscape effectively.

Can you provide insights into the financial health of Farmers & Merchants Bank of Long Beach FMBL that supports these continued dividend payments?

Farmers & Merchants Bank of Long Beach (FMBL) has demonstrated strong financial health through consistent profitability, a solid capital base, and low loan delinquency rates, enabling it to sustain its dividend payments amid stable earnings and growth prospects.

What strategies does Farmers & Merchants Bank of Long Beach FMBL have in place to manage the risks associated with dividend payouts, especially during economic downturns?

Farmers & Merchants Bank of Long Beach employs diverse strategies such as maintaining a strong capital base, conducting thorough risk assessments, implementing conservative lending practices, and monitoring cash flow to ensure sustainable dividend payouts during economic downturns.

**MWN-AI FAQ is based on asking OpenAI questions about Farmers & Merchants Bank of Long Beach (OTC: FMBL).

Farmers & Merchants Bank of Long Beach

NASDAQ: FMBL

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