Hard Cash Vs. Hope: Which Is Better - Investing In Corporate Credit Or Equity?

2025-07-08 17:45:08 ET

From Income to Market Price: How the Focus Changed

It is hard for many investors to remember back 30 years or more, when 401(k) plans (which typically "roll over" into Individual Retirement Accounts - "IRAs" - when someone retires or moves to a new employer) were first introduced. Prior to that, most of us had "defined benefit" pension plans to look forward to, where if we worked X number of years for a particular employer, we would then receive a fixed monthly pension payment for life. That fixed monthly pension would generally, along with our social security benefits, be the primary income funding our retirements....

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