Delinquency Rates Fall Again

2026-03-05 15:36:00 ET

In the credit markets it is not about how much debt there is but how well we are paying for it that matters. And in a consumer economy, it is consumer delinquencies which matter most. If consumers are comfortable handling debt i.e., credit cards and consumer loans, then lenders will keep lending. Once lenders fear consumer defaults, the lending can nearly cease till lenders reassess, and tighten lending standards before extending additional credit....

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